Did you know that 79% of home insurance customers could save up to £280 with Confused – for more details, check out www.confused.com
Video Rating: 0 / 5
An Introduction to Compare Home Insurance UK
Article by Charles Lamb
compare home insurance UK is not a legal necessity in the UK. It is, though, a vital precaution against unexpected bills caused by incidents such as natural disasters or break-ins. It is a phony economy to keep away from compare home insurance UK premiums in order to save cash in the short-term because in case of disaster you will be left without a leg to stand on and could be faced with some of the heftiest bills you will yet come across in your life. Whether you own your house / home complete or are still paying off your mortgage, the home you own most likely represents the main investment in your life and one of the most important factors in maintaining your well-being. Everyone wants a roof over their head to have peace of brain free from doubts about their home! If you have a mortgage then your lender will regularly be firm that your property is sheltered by full buildings insurance. This is to look after themselves, as if your home were finally destroyed they would need to know that you had the means to finance its restore. Also, a homeless borrower will hardly inspire confidence in a company expecting regular advance repayments.Sometimes people assume that they have to stick with the insurance that they have taken out with their mortgage provider. Unless you took advantage of a special mortgage contract where you decided to sell their home insurance then you are free to use independent insurers for your home protection. You might be expectant to take out cover through your mortgage broker, as it is simpler for them. though, you are not grateful to do this by law, so it is well worth looking around for the best contract for your requirements and making sure that you obtain the right cover at the right price.
About the Author
Nigel Kinsolving is the writer of compare home insurance and help, He also writes on Compare Home Insurance UK. and compare finance uk,online finance quotes uk.
Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author’s information and copyright must be included.
Fast-Growing Internet Firm and Major Insurance Company Partner to Offer Florida Residents Lower Home Insurance Rates
Fast-Growing Internet Firm and Major Insurance Company Partner to Offer Florida Residents Lower Home Insurance Rates
Clinton Township, MI (Vocus) June 12, 2009
With the crisis in the Florida Property Insurance market looming and just 10 days into hurricane season, leading comparison shopping site RateElert.com has added Ark Royal and ASI Underwriters to its growing network of insurance providers to help Florida Homeowners shop for and compare Home Insurance Rates with a click of a mouse.
Experts agree the best way to save money on Home Insurance is to shop around for the best deal. However, for most Florida property owners this task is not as easy as it seems. With State Farm’s announcement to discontinue insuring homes in Florida and plans to cancel the home insurance coverage for over 1,500,000 policyholders, residents are now faced with a tough challenge unlike any other part of the country.
“Not all the time it’s about finding the cheapest rate for Florida residents, sometimes we are happy to just find a company willing to insure them period. Adding Ark Royal and ASI Underwriters to the RateElert platfom will offer our users another opportunity to find the best rate,” said Brian Hannigan, spokesman for RateElert.com.
By completing a simple no-obligation form on RateElert.com with information about their home, Florida property owners will be matched in real-time with up to 5 different insurance companies who can provide them coverage at affordable rates in less than 10 minutes. This time saving application saves consumers from having to call over 20 different carriers just to find if they will insure their home and at what rate.
Some Florida insurance companies only do business in certain parts of the state, so utilizing a free matching service like RateElert will help residents cut through the red tape in finding the lowest Home Insurance rate possible in their local area.
At a time of rising prices and economic uncertainty, many consumers are looking for innovative ways to hold on to their cash. Since its launch into the state of Florida last month, RateElert.com has reported matching over 4,900 residents with affordable home insurance providers and expects that number to reach over 50,000 by year end.
About RateElert.com:
RateElert is a consumer insurance shopping site that combines the power of the internet and wireless technology to match consumers with local insurance agents. By offering a complete menu of insurance products, RateElert is fast becoming the preferred website for North American Households shopping for insurance.
About Ark Royal and ASI Underwriters:
Ark Royal is managed by ASI Underwriters, a proven insurance group offering policies through independent agents in states across the country. The company has provided Florida property insurance since 1998 and is known for financial stability in turbulent times. In fact, ASI registered the lowest ratio of complaints with the state of Florida to overall hurricane claims during the difficult 2004 season. Today, the company is rated as A-/Excellent and stable by AM Best.
###
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
A Third of Brits Delaying Home Maintenance Projects
A Third of Brits Delaying Home Maintenance Projects
(PRWEB UK) 20 June 2011
New research reveals that cash-strapped homeowners are putting off home maintenance projects to save money. Nearly a third (32 per cent) of respondents said that they are delaying home maintenance and decorating jobs to save cash, while 22 per cent were putting off fitting a new kitchen and 17 per cent a new bathroom suite.
The survey commissioned by leading comparison website, Gocompare, revealed that 32 per cent of Brits say that they really need to make some cutbacks to make ends meet. Not carrying out home maintenance and renovation projects were identified as areas where savings could be made. The survey also found that in order to reduce their outgoings, eight per cent of people would consider not renewing their home buildings insurance and another eight per cent would consider not renewing their insurance for their home contents.
Phil Paterson-Fox, Gocompare.com’s head of home services, commented, “In the current economic environment it is a good idea to review your finances and cut back on unnecessary spending – but it is important that in order to save money now, you don’t make false economies. For most of us, our home is our most valuable asset, so when making cut backs you need to ensure that it is adequately protected.
“Homeowners need to think carefully about the maintenance jobs they are putting off. While it may be ok to delay cosmetic redecorating jobs, essential repairs should not be ignored. Delaying structural repairs – a leaking roof for example, may lead to more damage and a bigger bill for repairs in the long-run than if it is dealt with promptly.”
Phil continued, “People should also think very carefully before deciding not to renew their home insurance. While it is not a legal requirement to insure your property, it is usually compulsory to have buildings insurance if you have a mortgage on your home. The cost of rebuilding a property after fire, flood or subsidence can run into tens of thousands of pounds, so even if you own your home outright, you need to consider what you would do if the worst happened. Similarly, before stopping your home contents insurance you need to think about whether you can afford to replace lost or damaged goods.
“A better solution to ditching your cover would be to shop around for a better deal. Only 22 per cent of those taking part in our survey had switched home insurance in the last 12 months, while 14 per cent had never changed provider.
“Using a comparison site to compare home insurance products is simple and fast, and you could save hundreds of pounds while benefiting from the same level of protection for your home. Last year, Gocompare.com customers saved on average, over £230 by switching their building and contents insurance*.”
For further information please contact:
Lynsey Walden or Anders Nilsson at Gocompare.com on 01633 654 055 / 01633 657 599
Gordon, Jason or Liz at MAW Communications on 01603 505 845
Notes to Editors:
Research commissioned by Gocompare.com. Carried out with 2,000 UK adults in May 2011 by OnePoll Research.
*£232 by switching their buildings and contents insurance after comparing policies from over 70 different insurers and brokers. (Based on Online independent research by Consumer Intelligence during 01 April 2011 to 30 April 2011, 10% of consumers could achieve this saving with Gocompare.com home insurance. )
Gocompare.com launched in November 2006 to help people find the right insurance cover at the right price. It was founded by Hayley Parsons who has worked her entire career in the insurance broking and aggregator markets and was the first comparison site to focus on displaying product features rather than just listing prices. It was this philosophy that led to Gocompare.com becoming the first price comparison site to be invited to join the British Insurance Brokers Association (BIBA) in May 2008 and helped force older comparison sites to change their ‘quick quote’ ways and stop using assumptions to calculate estimated figures.
Today, Gocompare.com provides one of the most comprehensive online car insurance comparison services in the UK as well as comparing home, pet, motorbike, van insurance and breakdown cover.
Gocompare.com is authorised and regulated by the Financial Services Authority.
###
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.