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Comparison of Personal Finance Products Easier Than Ever on e-wisdom.com

Comparison of Personal Finance Products Easier Than Ever on e-wisdom.com











Chicago, IL (PRWEB) September 8, 2010

Personal finance has been the main focus of e-wisdom.com for a long time now. The website, which has been aggregating offers and providing resources to help consumers save money on monthly expenses for nearly a decade, recently enhanced much of the comparison functionality on the site.

The recent improvements make it easier than ever for visitors to compare credit cards, mortgage refinance rates and savings accounts. Comparison charts are available for all three products and searches can be easily refined to meet the specific needs of an individual visitor.

“Being able to compare products in a clear and easy manner is extremely important when it comes to personal finance products and services,” said Matt Mills, President of Knowlogic. “That is why we put so much focus on providing comparison charts that are both concise and comprehensive.”

In addition to banking, credit cards and loans, e-wisdom.com also recently enriched the insurance section of the website, making it easier to compare home insurance, car insurance, life insurance and business insurance. Visitors can now search by ZIP code or state to find insurance providers that will provide no-obligation quotes.

Visitors can then compare the insurance rate quotes and utilize the multitude of resources available on e-wisdom.com to ensure that their next personal finance decision will be a knowledgeable one.

“We are constantly working to refine the comparison process, so that finding the right financial product is as simple and straightforward as possible,” Mills said.

About e-wisdom.com

E-wisdom.com is website focused on helping visitors make good decisions in the arena of personal finance. E-wisdom.com has been helping consumers save money on monthly expenses since 2002.

About Knowlogic

Knowlogic, Inc. is an online media company focused on connecting consumers and knowledge. The company operates and maintains several websites devoted to this task, of which e-wisdom.com is the core brand.

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Insurance quote for commercial building with medical marijuana tenant or business

If you lease space in your commercial building to a medical marijuana dispensary, center, grower, bakery, or collective , you will need to buy new insurance. The major insurance companies do not insure medical marijuana businesses when they occupy your commercial real estate. The cost is typically 2 1/2 times more expensive than what you are currently paying on your building insurance. If you are seeking to buy or need building insurance, please visit www.marijuanadispensaryinsurance.com
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Good time to shop your Commercial Building Insurance. I see rates getting more competitive! Here is an example of one just wrote. 19000 sq. ft. office building in North San Diego County, .1 million in value, / Million in Liability, extra coverages added, A rated national carrier = 00 annual premium!! Call or e-mail for your quote. www.jackjlanders.com
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LV= Warns of

LV= Warns of £264m Repair Bill for Alcohol-Fuelled Home Accidents










Croydon, London (PRWEB) July 28, 2010

LV= is warning that accidents caused by Brits drinking and partying at home this summer is predicted to leave UK homeowners with a total repair bill of £264 million*.

New research by LV= home insurance (http://www.lv.com/insurance/home_insurance/ ) suggests that the explosive combination of the football world cup and hot weather has fuelled a boom in alcohol-related accidents, as Brits increasingly hold parties at home. Based on last year’s breakages, 73,000 TV/computer/games console accidents, 686,000 stains on carpets, and 955,500 breakages have already happened this summer.

Of last year’s accidents 56% admitted that alcohol was involved and 31% stated the guest who did the damage was ‘quite drunk’ when the accident happened. A further 44% admitted they were ‘a bit tipsy’ at the time. The most common accident was broken glass or crockery (29%), followed by spillages causing damage to furniture (22%) or stained and damaged carpets (20%).

LV= (http://www.lv.com/ ) is warning homeowners to ensure they opt for accidental damage cover as part of their home contents insurance (http://www.lv.com/insurance/home_insurance/tips_advice/home-contents-insurance ), so that if any serous mishaps occur they are not left out of pocket paying to put the damage right.

According to the LV= survey, 19% of Brits expects to entertain more this summer than last year, with the average household hosting three gatherings over the season. The hot summer appears to be making Brits more likely to open their doors to friends, with 49% citing the weather as a major reason to celebrate at home.

The wave of sporting events this summer is also encouraging 12% of Brits to entertain more, while 5% claim that a TV event like an X-Factor final spurs them to plan a party. Around one in seven parties (15%) ends in some sort of damage caused either by the host or an over-enthusiastic guest.

The research findings echo internal home insurance claims (http://www.lv.com/insurance/home_insurance/how-to-make-a-claim ) data from LV=, which shows that homes suffer more accidental damage over the summer months than at any other time of the year.

John O’Roarke, managing director of LV= home insurance, said: “Everyone enjoys having get-togethers at home and the hot weather is a great excuse for a party. But our research shows that having friends over can often result in accidents, and we see thousands of insurance claims each year for problems like red wine spillages on carpets. We are therefore warning homeowners to ensure they have accidental damage cover as part of their home buildings and contents insurance (http://www.lv.com/insurance/home_insurance/tips_advice/buildings-contents-insurance ), so that they’re protected in the event of anyone celebrating too enthusiastically.”


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Notes to Editors:

In 2009 11% of Brits had accidents while entertaining in the home. If 11% of Brits have accidents this summer while entertaining = 5.3m. 56% admitted drink played a role in accident = 2.97m with average cost of £89 per head, or a collective total of £264,330,000.

All research unless otherwise specified was conducted by Opinium Research. Opinium carried out an online survey of 2,015 UK adults aged 18+ from 22 to 25 June 2010. Results have been weighted to nationally representative criteria.

UK adult population = 49,121,000 (population projections by ONS, 2010).

About LV=:

LV= is a registered trade mark of Liverpool Victoria Friendly Society Limited (LVFS) and a trading style of the Liverpool Victoria group of companies.

LV= employs over 4,000 people, serves over 3.8m customers and members, and manages around £9.5bn on their behalf.

Liverpool Victoria Insurance Company Limited, registered in England and Wales number 3232514, is authorised and regulated by the Financial Services Authority, register number 202965. Registered address is: County Gates, Bournemouth BH1 2NF. Tel: 01202 292333

For further information, please contact:

Emma Banks

LV=

69 Park Lane

Croydon

CR9 1BG

0208 256 6714

http://www.lv.com

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







More Home Building And Contents Insurance Press Releases

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Why You Need Vacant Property Insurance

Article by Jackie De Burca









There are both fortunate and unfortunate situations in which you would be well advised to take out a vacant property insurance policy. The unfortunate ones are sadly increasing due to our challenging economic environment, and these will include the loss of tenants, which can then turn your property into an ideal target for the less fortunate homeless people, as well as burglars and other criminal potential damage.

The fortunate situations cover inheritance, long holidays, moving part-time or full-time to a lovely sunny country. If you have a second home that you would prefer not to rent out then you will definitely need insurance vacant property.

Here is the next thing, how much time before an empty property like this is considered to be vacant from an insurance point of view? This actually varies, but to be safe it is best to realise that many standard insurance policies only allow up to 30 days of vacancy on your normal policy. Once you run over this amount of time, and ideally if you know that this is going to happen in advance it is best not to take any risks, especially in the difficult time we are living in. You should prepare yourself to find an insurance policy which specifically caters for a period of unoccupancy.

Common sense will tell you why insurers consider a vacant property to be a greater risk, as a target to criminals and the less fortunate. Additionally it is a bigger risk as it will be left unchecked for the likes of water leaks and electrical faults, either of which can be very damaging to the property.

You need to be aware that most standard commerial property or home insurance policies to not cover a building even if you feel you are just going on a long holiday. In fact failure to notify your insurer can end up in extreme circumstances that your policy becomes invalidated. If you are adjusting your policy for a period of two to three months then your insurer will apply some special conditions. This can include removing the cover for water damage, contents theft and malicious damage. This means that really even for a short term vacant property insurance situation you are better off to opt for the specialist policy adapted for this scenario. This means that the vacant building can be insured with full cover. However normally the policy will not include contents but will include fixtures and fittings.

It is advisable to source an insurer that can offer you flexibility. They should recognise that on many occasions a property could be empty due to the owner wishing to improve it with refurbishments, a period between tenants or a trip overseas. There are reputable, flexible insurance companies who can offer you three optional levels of cover, including the highest level of cover available within the vacant property insurance market.

Whether you wish to avoid an unfortunate situation, or you have come into a fortunate situation such as an inheritance, enough money to buy another property or a lovely long trip abroad, you should take out a suitable vacant property insurance policy to put your mind at rest.



About the Author

Jackie de Burca is co-owner of Creative Web Advertising, which is an International search marketing consultancy offering multi-lingual search marketing services Check this reputable company out as they offer flexible, different options for your vacant property insurance.