Home Insurance a Must for Both Home Owners and Landlords

Article by quoteme

There’s no arguing that every property owner needs to have some form of home insurance policy taken out on their residence, since (as Mother Nature has proven repeatedly) the weather in Ireland can switch from one extreme to another in the blink of an eye. As if the weather alone weren’t enough to keep home owners up at night worrying, there’s always the possibility of losses due to theft and other criminal acts, or the risk of fire or flooding. Let’s face it -there’s a lot that can go wrong when you own a house. Having sufficient insurance coverage in place from a reputable insurance provider can go a long way to ensuring you’re able to sleep at night, even when the news is telling you to have your brolly at the ready. While insurance is important for any homeowner or renter, it is absolutely vital for property owners who rely on their properties as a source of income by renting them out.

The type of insurance coverage property owners rely on is increasingly being found through Quoteme.ie, a Dundalk-based company that offers a huge variety of insurance products designed to ensure Ireland residents get affordable insurance for their homes, vehicles, and businesses. They also specialize in House for Let and Rented Property policies, and the Quoteme.ie staff of over 50 highly trained and qualified Insurance Specialists are always at the ready to answer any questions about property insurance that come their way through the Quoteme.ie Call Centre.

Quoteme.ie helps landlords and basic home owners alike find the best insurance coverage possible by acting as a broker that offers insurance packages and policies from 19 major insurers. Property owners and landlords alike can use the Quoteme.ie comparative quotation engine to quickly and easily find the best policy out there for their specific needs, whether it’s a basic home owner’s plan or something that covers loss of income -which is a must have for any landlord.The home coverage experts at Quoteme.ie can help landlords assess all the inclusions and exclusions in their rented property insurance policies, enabling them to get the best rates and coverage available to them.

With an insider’s perspective of the home insurance needs of Ireland’s property owners, Quoteme.ie is an online insurance broker that puts customer service first. From an easy to navigate website to the fully staffed Call Centre, they are fully equipped to provide the coverage, competitive prices and friendly service that homeowners, renters and landlords can rely on, no matter how grey the skies may be.

About the Author

Jack Lennon is a landlord and real estate investor who owns rental properties in Dublin and Galway, all of which have rented home insurance policies in place. These policies protect his investments should there be any loss due to damage on any of his properties. Because of the recent rise in inclement weather across the country, he stresses that the home insurance ireland residents have selected for themselves should offer the maximum amount of coverage possible.

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Cheap Home Insurance UK: Buy To Get Peace from Worries

Article by Henry Bell

Home provides a feeling of security to the home owners. When people are in their home they feel secure, safe and tension free. Living in our own home feels like being in heaven. But mostly home owners in UK either do not take home insurance due to high cost or they take any home insurance with insufficient coverage. Cheap home insurance UK can help them in having their home secured even without any extra expenditure of money.

Cheap home insurance UK offers full coverage to your precious home without asking you to pay more. Cheap home insurance in UK requires you to make small payments to maintain the longevity of your home by giving the cover against any damage and destruction to your home.

Cheap home insurance provides coverage against any damage done to your property due to fire, flood, vandalism and riots etc. but the coverage given by the insurance company under cheap home insurance UK depends upon the location of your home. As per location of your home in UK the rate of cheap home insurance is different for different home owners. For giving cheap home insurance in UK insurance companies may also take into consideration home owner’s age and also their credit ratings. Cheap home insurance in UK covers your home for all your perils that may come in the way of your home.

The premium in cheap home insurance in UK depends upon the safety measures installed in the home. If you have installed smoke detectors, alarms, and dead bolt-locks, then it all can reduce the cost of your cheap home insurance in UK very considerably. As premium is the most important factor to be taken into consideration before buying any policy of cheap home insurance in UK.

Before taking any policy of cheap home insurance in UK you will be at benefit if you do an extensive study of whole insurance market and insurance companies. Emergence of internet has made the work of search very simple and easy. Hence you can do this work of search about the appropriate policy in UK of cheap home insurance easily through internet. You can open the websites of insurance companies and get the desired information just by sitting in your own home. Online you can get innumerable quotes of cheap car insurance in UK but before you buy anyone. It is important if you compare all the quotes available of cheap car insurance in UK and then select the suitable one.

About the Author

Henry Bell is an author who can certainly identify the kind of insurance that you will need. He is an MBA(finance) from University of Oxford. Insuranceb.co.uk endeavors to find the best possible deals for its customers. To find Travel insurance online, Cheap home insurance UK, Cheap car insurance quote, Car insurance quote, Home insurance visit http://www.insuranceb.co.uk

Slip-and-Fall Accidents Could Be a Thing of The Past!

Slip-and-Fall Accidents Could Be a Thing of The Past!

Southlake, TX (PRWEB) December 2, 2009

The American National Standards Institute (ANSI) B101 committee on Slip, Trip and Fall Prevention has released the nation’s first-ever, floor safety standard designed to prevent pedestrian slips and falls. The ANSI B101.1 standard provides property owners, insurers, and flooring manufacturers with an important tool by which they can measure the risk of a slip and fall and, in-turn, prevent such accidents from occurring. “This new standard reflects more than a decade of research by the National Floor Safety Institute (NFSI) and is the first step in reducing unintentional slip-and-fall related injuries,” says Russell Kendzior, Secretary of the ANSI B101 committee and founder of the NFSI.

In 2007, the Center for Disease Control (CDC) estimated that 2.2 million Americans sought emergency room treatment for an accidental fall making falls the leading cause of emergency room visits in America. The National Safety Council’s 2008 edition of “Injury Facts”, lists falls as the leading cause of accidental death for people over the age of 85. In 2006, 21,200 people died as the result of an accidental fall.

Individuals over the age of 60 are the most likely victim of a fall. The U.S. Census Bureau estimates that the number of Americans age 60+ will more than double over the next decade as the “baby-boomers” begin to retire. The CDC has declared elderly falls a national epidemic and estimates the annual cost to be $ 40 billion.

Under the new ANSI B101.1 standard, the slip-resistance of a walkway can be measured and categorized into one of three “Traction” ranges: High Traction, Moderate Traction or Low Traction. Floors categorized as High Traction present a low risk of a slip and fall while Moderate Traction and Low Traction floors present an elevated risk.

Business owners are encouraged to have their floors tested to determine into which Traction range their floors fall. The NFSI recommends that ANSI B101.1 compliance testing be performed by an NFSI Certified Walkway Auditor, a listing of which can be found at the NFSI’s website at http://www.nfsi.org.

Kendzior adds that, “The goal of the standard is to reduce the nation’s growing number of slip-and-fall related injuries by increasing the traction of walkways.” According to the NFSI, High Traction floors have been clinically proven to reduce slip-and-fall claims by as much as 90%. Once identified, the slip-resistance of Moderate and Low Traction floors can often be elevated into the High Traction range through improved floor maintenance.

The NFSI is a 501(c)-3 not-for-profit charitable foundation whose mission is “to aid in the prevention of slips, trips, and falls through education, research, and standards development.” The NFSI is an ANSI Accredited Standards Developing Organization and established the ANSI B101 committee.


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