Foremost Insurance Announces Improvements to Dwelling Fire Program in Texas

Foremost Insurance Announces Improvements to Dwelling Fire Program in Texas

Grand Rapids, MI (Vocus/PRWEB) February 01, 2011

Foremost Lloyds of Texas has improved its Dwelling Fire program. Foremost® targets landlord and rental property customers with new, larger discounts, including a discount for our Platinum Package for landlords.

“We’re excited about these improvements to our program,” says Debbie Boam, Foremost zone executive director. “The new discounts are a great benefit to customers, offering a competitive price for quality coverage.”

Some of the new discounts include:

    Insurance scores are now used as a rating parameter for landlord business, and customers could qualify for up to a 10% discount.
    The discount for newer homes ranges from 2% to 25%.
    Customers who have more than one rental or vacant property insured with Foremost qualify for a discount of up to 10%.
    Landlords using a Property Management Company are eligible for a discount.
    Landlord Association members are eligible for a discount.
    There is a tenant screening discount available for each of five types of screenings.
    Customers with no prior claims will receive a discount.

Introducing the TDP-3 policy for Landlords

Foremost now offers a Comprehensive TDP-3 policy for Landlords (not applicable in tier 1 or tier 2 counties.) “We understand that different landlords want different levels of coverage,” Boam says. “This comprehensive policy provides customers with the opportunity to purchase more extensive coverage for their rental properties.”

Foremost-appointed producers can book expanded Dwelling Fire business on To become appointed with Foremost, producers can call 1-800-237-6136 or visit To share your feedback, visit our Facebook page at or our Twitter page at

A part of the Farmers Insurance Group of Companies®, Foremost Insurance Group (“Foremost”) has been a leader in personal lines insurance since 1952. Foremost is headquartered in Caledonia, Michigan. Farmers is a trade name and may refer to Farmers Group, Inc. or the Farmers Exchanges, as the case may be. Farmers Group, Inc., a management and holding company, along with its subsidiaries, is wholly owned by the Zurich Financial Services Group. The Farmers Exchanges are three reciprocal insurers (Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange), including their subsidiaries and affiliates, owned by their policyholders, and managed by Farmers Group, Inc. and its subsidiaries. For more information about Farmers, visit or

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More Vacant Property Insurance Press Releases

Property Landlords Insurance News: Flux Now Offers Landlords Free Contents Cover with its Building Insurance Scheme

Property Landlords Insurance News: Flux Now Offers Landlords Free Contents Cover with its Building Insurance Scheme

Flux can offer landords free contents cover

(PRWeb UK) July 23, 2009

Mortgages are harder to get these days and there are an increasing number of people turning to the rental market for housing which is good news for landlords. However, landlords in the furnished sector often find it difficult to get contents cover for their properties. Now Adrian Flux’s landlord division can include free contents cover with its landlord’s building insurance to offer a comprehensive package.

“By including free contents cover with the buildings insurance we are able to offer landlords an extremely cost-effective policy,” says Julie Carter of Flux. “It also cuts down on the paperwork and hassle for landlords when it comes to sorting insurance.”

Flux’s scheme offers landlords comprehensive cover for the building itself. The free contents insurance is designed for furniture and fittings that landlords supply with furnished lets, including beds, curtains, sofas and kitchen equipment, and some of Flux’s policies offer cover up to £10,000 in value.

The free cover is only for the landlord’s fixtures and fittings and is not designed to cover a tenant’s personal property items.

Adrian Flux Insurance Services aims to offer cheaper property insurance and has a range of policies for landlords and buy to let, including specialist schemes for hard to insure properties such as thatched homes, flat roofs, underpinned buildings and those at risk of flooding. For information call the Flux household insurance hotline on 08700 772266, email or visit the website,, and click on the relevant button under the ‘Home Insurance’ section.

Free contents cover for landlords.doc – Aug-09

Press Enquiries:

TONI TURNER OR ALISON HAYNES AT THE PUBLICITY WORKS: (01263) 761000; Email: flux (at) publicityworks (dot) biz


SEPARATIONS CHARGES: Offers can only be dealt with by fax (01263 761009) or email (seps (at) publicityworks (dot) biz). All offers are considered and we will contact you if the answer is ‘Yes’. Otherwise the answer is, regrettably, ‘No’.


Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Shop For House Insurance Online and Save

Article by Carlos Scarpero

Are you shopping for house insurance? Then you’ve probably been online looking around to see what’s out there. The internet has made it easy to shop for house insurance online. You simply put in a few search words and in a moment’s time, you have dozens of choices to peruse. Choosing the right one for you can often be the most daunting task.

Understanding house insurance quotesIf you’ve been searching for house insurance online, then you know that the first thing a web site will want to know is your zip code. The reason they ask for this is because house insurance prices vary according to where you live. Areas of the country that are more prone to natural disasters will have higher rates. Also, homes located in the city as opposed to a rural area will often have lower rates.

The age of your home is also a factor, which will affect your house insurance quote. An older home may have electrical issues that would compromise its safety, thereby causing the rate to go up. The foundation type and roof will also affect the overall cost of your house insurance.

Online companies make it easy these days to get a good rate quote for your house insurance. You simply fill out one simple questionnaire and within 24 hours you will receive many offers. Sifting through all these offers can be a daunting task, but if you know what you’re looking for, the task is made simpler.

Some questions to askAs you contact the various house insurance companies that respond to your online request for information, have a list of questions ready for them. There are certain factors that will help you obtain the house insurance online that is right for you and your family:1. Do you have a local office in my neighborhood?2. Will an agent be coming out to our home?3. Is there a discount if we insure our home and our auto?4. What is your procedure should we ever need to file a claim?5. How long does it take before our home is insured with your company?6. Do you allow the premiums to be paid in monthly installments?

Normally, much of the paperwork for your house insurance can be done online or via fax, but a representative of the insurance company will eventually come to your home and do a brief inspection. While there, the agent will measure your square footage and take photos of your house.

House insurance online can be handy and convenient for both you and the company you choose. It should be a pleasant experience for you and your family and hopefully you will develop a cordial relationship with your new friends at the house insurance company.

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Looking to save money on your house insurance? Get more money saving tips and advice by going to

Home Insurance Comparison For The Best Deal

Article by Ljiljana Anicic

Our home is our most valuable asset. If something bad happens to our home we could be left with biggest financial loss possible. But in peoples nature is to think that bad things happen to other people, not to us. Unfortunately, there are no such things as speared ones. Bad thing do happen every day, to ordinary people and we shouldn’t take that risk unprepared. If we are going to become a part of a statistic, than at least, we should get out of this story as winners. Our homes should be insured but not anyhow. We should use home insurance comparison to help us find the best insurance possible that suits our need for, off course, the less money possible.

Home insurance comparison should be performed only then when you did your research about finding out how and what you need to insure. You, of course, know your needs but you also need to know what kinds of policies are available and what they actually mean.

One of the home insurances that are very important because, financially, it would be the hardest to replace it is buildings insurance. This insurance is vital in cases of completely destroying your house due to events that are beyond your control like, for example, storm, flood, fire, explosions and so on.

Another type of home insurance is contents insurance. This insurance include staff like furniture, clothing, appliances and everything else that is not fixed part of your home (baths, fitted kitchens and other that is fixed to your house goes under buildings insurance). Here you have a choice to pick the cheapest policy that offers you replacing damaged or stolen things with things that are the same quality and age. More expensive choice would be replacing your old staff, or used if you prefer, with new.

If you decide to insure your home with both of this coverage’s, you could gain some discount but only if taken with the same insurer. But be sure not to waste money where you think you have saved. What I mean is that, it doesn’t have to be rule that one insurer has to offer you the best policy for both of this types of insurances. If it is a good deal for buildings insurance, maybe it is not for contents and other way around. That is when home insurance comparison is necessary to help you find best deal for whatever type of insurance you need.

Discounts are also possible if you show to insurance companies that you have taken some precautions to protect your house except insuring it. Install some devices like good home security system, time-switch lights, security lighting, smoke alarm and other. Those things show that you are caring and responsible.

Internet makes home insurance comparison easy today. Everything is right in front of you, at one place so don’t be lazy, all these companies are competing for you to chose them so use it and find the best deal possible.

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Home Insurance Comparison