Britons Heading Off On Holiday With As Much As

Britons Heading Off On Holiday With As Much As £500 Worth Of Unprotected Gadgets

London, UK (PRWEB UK) 29 August 2012

New research from specialist gadget insurer Protect your bubble has identified that almost seven in ten (69%) British tourists are woefully underinsured for their gadgets when travelling abroad, believing that their travel or home insurance will safeguard them in case of damage or theft.


The research shows that almost two thirds of all British tourists (64%) take in excess of £250 of gadgets away on holiday with them, with a further 29% claiming to carry more than £500 worth.

However, very few are aware that the majority of the top home contents insurance policies (19 of the most popular 20 policies) do not cover them for taking their gadgets abroad, while some of the most popular travel insurance policies only cover holidaymakers for loss, theft or damage of their gadgets up to a maximum of £50 after the excess has been paid – leaving some unlucky travellers almost £450 out of pocket.


Stephen Ebbett, director of Protect your bubble, comments: “People are making assumptions they are covered without checking the small print. While travel and home contents insurance are crucial, they often do not go far enough to cover items of any significant value.”


More concerning was that the research also revealed that holidaymakers are being particularly flippant with their phones whilst abroad, with 63% claiming they would leave their phone unattended on the beach or pool side if they went swimming.


Exactly half of these people (50%) believe that keeping items under a towel will keep them safe from thieves, while others prefer to bury their gadgets in sand to keep them safe.


Stephen Ebbett, director of, comments: “Forget burying gadgets in the sand, these people are burying their heads in it. It’s crazy to think that hiding your possessions under a towel or in the sand will keep them safe.


“People need to check their individual insurance policies, but most insurers would still deem it negligent by the policy holder, if any gadgets were left unattended on a beach and more than an arm’s reach away. This means that any claims would almost certainly be turned down.


“Imagine a phone was actually a £500 note, which effectively it is. I suspect that not many people would leave it unattended, so why then would you take the same risk with your gadgets?”


Research conducted by independent research agency Atomik Research, which surveyed more than 2000 people in July, 2012.


About Protect Your Bubble

Backed by a Fortune 500 company, Protect your bubble is the UK’s largest mobile phone insurer that also offers a wide range of gadget insurance products, iPhone insurance, Smartphone insurance, iPad insurance, tablet insurance and laptop insurance; all cheap affordable prices.

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Protect Your Bubble Reveal High Risk Holiday Destinations

Protect Your Bubble Reveal High Risk Holiday Destinations

(PRWEB UK) 9 September 2012

Purchasing travel insurance is as essential as packing the sun cream and swimming costume when it comes to holidays. Whether it’s a simple holiday to the Costa del Sol or venturing to somewhere a little more unusual, travel insurance can put your mind at rest when it comes to the risk of medical problems, theft, loss and other potential problems.

Of course, if planning to go to a high risk holiday destination, it pays to be even more mindful of potential problems, and travel insurance is an absolute necessity.

It’s advisable to check with the Foreign and Commonwealth Office website before making travel plans, as it will be able to advise on whether travel to any intended destination is recommended.

For instance, FCO currently advises against travelling to Iran, Mali, Somalia, Syria and Yemen and against some parts of Egypt, India, Japan and Thailand.

Lots of common holiday hotspots throughout Europe, America and the rest of the world have high crime rates, especially as tourists make easy targets for thieves and pickpockets. Some cities are infamous for this unsavoury act such as Barcelona, Rome and Prague. Unfortunately in these cities pick picketing is sometimes how people make their living.

Madrid and Paris are also high risk pick pocket destinations. The busy streets and crowded underground metro systems are ideal for crafty pick pockets.

It’s important to be wise to such crime and take reasonable care of valued possessions in order for a travel insurance policy to pay out. It’s always important to check the limits of individual items, as it could be as little as £250. Always report an incident, loss or theft as quickly as possible. Some insurance policies require this to be done within 24 hours to the police in order to claim. Check the policy to see how much the excess is for each claim.

If planning a visit to a destination that is prone to natural disasters, such as earthquakes, tsunamis and hurricanes, make sure the chosen travel insurance has both medical/health cover in case of injury, but also cancellation and curtailment cover in case of holiday abandonment. Places such as Florida, Japan, Hawaii and Turkey have suffered from such events in recent times.

Whatever holiday is chosen, a few simple steps can help make it a stress free experience. Research destinations beforehand, don’t panic if anything goes wrong and remember to keep a record of all insurance documents ready for emergencies.

Protect Your Bubble offers travel insurance from as little as £3.96 for a single trip policy. If a frequent traveller, annual multi-trip policies are available starting from £25.77.

About Protect Your Bubble

Backed by a Fortune 500 company, Protect your bubble is the UK’s largest gadget insurer that also offers a wide range of insurance products include Travel Insurance, Car Hire insurance, Smartphone insurance, Home insurance and Bicycle insurance; all at great value affordable prices.

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Holiday Home Insurance: A Protection for Your Second Home

Article by Henry Bell

Holiday home is the second home of people either in UK or abroad like Spain, Portugal, Italy and France. They use holiday homes for letting purpose, therefore making it a source of income for them. Holiday home is generally given to holiday makers on rent. Hence holiday home is specially structured keeping in mind the requirements of people who come to enjoy their holidays. Therefore, when you give your home to the holiday makers they do not take any care of home and they live like strangers because they pay for it. Holiday home insurance can help you in protecting your second home against it all.

Holiday home insurance is tailored to the special requirements of holiday home giving you the peace of mind so that you do not have to worry about your second home in your absence when you let it to holiday makers. Holiday home insurance gives the coverage against any damage and destruction from fire, flood, vandalism and some other calamity to the home and some policies of insurance companies even extends coverage to the contents of your holiday home. Holiday home insurance given by some insurance companies can also provide the coverage if any one gets injured in your home.

Generally holiday home insurance is given by insurance companies at the higher cost because of the various problems associated like risk of burst pipes, flooding and there can also be the possibility of legal action by some injured guest. If you take care of your second home by turning off the water and draining down the heating system during the absence of guests you can get holiday home insurance very easily. By paying an additional premium you can cover extra benefits with holiday home insurance like cover can be extended to include claim those arising from accidental damage to contents, such as iron burns to carpets, stains and some insurance companies might also give covers for accidental damaged caused by holidaymakers.

However you can easily perform the task of searching about the suitable policy of holiday home insurance with the help of internet. Just by being online on your pc you can search and collect as many quotes of holiday home insurance as you want. Then after collecting these various quotes of different insurance companies you can make the analytical comparison so that you can buy the right policy of holiday home insurance. Thus through internet you can do your work of search about the right policy of holiday home insurance without losing your precious time.

About the Author

Henry Bell is an author who can certainly identify the kind of insurance that you will need. He is an MBA(finance) from University of Oxford. endeavors to find the best possible deals for its customers. To find Travel insurance online, Holiday home insurance, Car insurance quote, Home insurance, Van insurance in the UK visit

Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author’s information and copyright must be included.

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