Britons Heading Off On Holiday With As Much As

Britons Heading Off On Holiday With As Much As £500 Worth Of Unprotected Gadgets

London, UK (PRWEB UK) 29 August 2012

New research from specialist gadget insurer Protect your bubble has identified that almost seven in ten (69%) British tourists are woefully underinsured for their gadgets when travelling abroad, believing that their travel or home insurance will safeguard them in case of damage or theft.


The research shows that almost two thirds of all British tourists (64%) take in excess of £250 of gadgets away on holiday with them, with a further 29% claiming to carry more than £500 worth.

However, very few are aware that the majority of the top home contents insurance policies (19 of the most popular 20 policies) do not cover them for taking their gadgets abroad, while some of the most popular travel insurance policies only cover holidaymakers for loss, theft or damage of their gadgets up to a maximum of £50 after the excess has been paid – leaving some unlucky travellers almost £450 out of pocket.


Stephen Ebbett, director of Protect your bubble, comments: “People are making assumptions they are covered without checking the small print. While travel and home contents insurance are crucial, they often do not go far enough to cover items of any significant value.”


More concerning was that the research also revealed that holidaymakers are being particularly flippant with their phones whilst abroad, with 63% claiming they would leave their phone unattended on the beach or pool side if they went swimming.


Exactly half of these people (50%) believe that keeping items under a towel will keep them safe from thieves, while others prefer to bury their gadgets in sand to keep them safe.


Stephen Ebbett, director of, comments: “Forget burying gadgets in the sand, these people are burying their heads in it. It’s crazy to think that hiding your possessions under a towel or in the sand will keep them safe.


“People need to check their individual insurance policies, but most insurers would still deem it negligent by the policy holder, if any gadgets were left unattended on a beach and more than an arm’s reach away. This means that any claims would almost certainly be turned down.


“Imagine a phone was actually a £500 note, which effectively it is. I suspect that not many people would leave it unattended, so why then would you take the same risk with your gadgets?”


Research conducted by independent research agency Atomik Research, which surveyed more than 2000 people in July, 2012.


About Protect Your Bubble

Backed by a Fortune 500 company, Protect your bubble is the UK’s largest mobile phone insurer that also offers a wide range of gadget insurance products, iPhone insurance, Smartphone insurance, iPad insurance, tablet insurance and laptop insurance; all cheap affordable prices.

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British Insurance New Products – Home, Landlord, Unoccupied Property policies

British Insurance New Products – Home, Landlord, Unoccupied Property policies

(PRWEB) January 30, 2011

Alongside PPI cover, the firm now has policies for people with overseas and UK holiday/second homes, unoccupied properties, those requiring standalone home emergency support and landlords.

British Insurance says its new-look portfolio offers extensive cover and support services, something other providers often charge extra for. For example, there’s a ‘pass the phone’ multi-lingual interpretation service offering 24/7 English-speaking support for overseas home-owners.

People left with the responsibility of managing empty properties on behalf of relatives have much-needed flexibility with the option of three, six, nine or 12 month insurance periods for unoccupied property insurance cover

Those with home emergency cover insurance can be reassured of a response within two hours* to heating system or electrical failures and a team is also on hand to unblock drains, source and repair internal leaks and replace locks and glazing where necessary. Our home emergency cover helps take the stress out of home emergencies by covering important areas of your home against the cost of unexpected emergencies.

The landlord insurance policy covers usual risks – storm, flood, theft, malicious damage, loss of rental income, periods of vacancy, property owners’ liability, leak tracing and access, replacement locks etc, plus offers legal support and accidental damage.

British Insurance has always advocated consumers should easily be able to source and buy any type of insurance and have access to information that allows them to make an informed decision prior to purchase.

Managing Director, Nel Mooy, comments: “BI has a reputation as a reliable, trustworthy, no-nonsense provider of good-value products. As part of the Towergate Partnership, we’re able to offer additional affordable insurance policies and, we feel well placed to tap into our loyal and satisfied customer base.”

She concludes: “Insurers must make their policies easy to understand, accessible and affordable – these latest low-cost additions underline our commitment to do this on a wider scale.”

To view the product range visit

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