Stride Limited Launches Insurance Comparison Site for Landlords

Posted on 04/05/2012 by admin

Stride Limited Launches Insurance Comparison Site for Landlords











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(PRWeb UK) September 29, 2009

Stride Limited, a respected name with over 30 years experience within the property insurance market, today launches its new online quote process, which allows landlords to compare and buy property insurance online at http://www.stride.co.uk.

The new site, a rarity amongst other commercial insurance brokers, has been developed by Stride Limited after recognising a gap in the market for a comparison website for landlords property insurance.

Claire Wilson, Commercial Development Manager, Stride Limited says of the new site:

“When we buy our personal lines insurance, we are used to being able to choose from an array of insurers. Our aim has been to emulate this; our clients can now visit our website and we will check cover details and prices from our panel of leading commercial insurers. Landlords are able to insure a portfolio of up to 5 properties online. This simplifies what has historically been an arduous process, having to visit many different websites or ring round brokers for quotes. Crucially, our clients are able to make an informed decision about the policy they are purchasing and make sure that it is the most suitable for them.”

With the deluge of so-called “unplandlords” or “accidental landlords” hitting the UK property market over the last year, the need for affordable property insurance for landlords will increase.

David Salusbury, Chairman of the National Landlords Association (NLA) recently commented of the phenomenon:

“People still need a roof over their heads. We hear that rental demand will remain strong, although there is anecdotal evidence that rents being achieved are reducing, and we hear of more property coming on to the market as a result of the so-called accidental landlords who are unable to sell their property and have decided to rent it out.”

It seems as though Stride’s endeavours have come at the right time. With more people looking for buy-to-let property insurance, a fresh approach to broking and ease of purchase has never been more essential.

In fact, Stride’s forward-thinking approach has already raised a few eyebrows in the Buy-to-Let industry. The scale of the website development has seen Stride short listed for the ‘Innovation’ and ‘Insurance Services’ categories at the ‘Landlord & Buy-to-Let Awards 2009’; the ‘Oscars’ of the industry.

Oliver Romain, head judge for the Awards and editor of Landlord & Buy-to-Let magazine, the leading magazine for the residential letting sector, says:

“We’ve had a terrific response and Stride Limited has done brilliantly to get short listed. The private rental sector gets a tough time in the media, however, the vast majority of people have a positive experience and it’s great that we have the opportunity to recognise and reward the best in the industry”.

Richard Lovegrove, Managing Director at Stride notes that despite recognition and early success in the launch, complacency in this market is not an issue:

“Stride have been successful in the commercial and residential property insurance market for many years; we have always strived to provide a fantastic service so we won’t be resting on our laurels. There are a still a large number of new landlords out there that require assistance when it comes to getting insurance for the first time and we have the experience and range of policies to meet their needs.”

It is important that landlord’s assets are fully protected to ensure that there are no unwanted hiccups in running their business and Stride can help. By offering high levels of service combined with competitive prices, Stride delivers the complete insurance package for landlords. This is now available online at: http://www.stride.co.uk/commercial-quote/ or by phone on 0800 840 6699.

Notes to editors:

1.             Stride Limited offers insurance cover for a wide range of commercial property such as blocks of flats; high value housing and let properties.

2.             Stride Limited is an independent insurance broker established on the South Coast since 1973. In addition to operating commercial insurance broker Stride, Stride Limited also trades as Computer Quote, now selling motor; home; van; pet & travel insurance by phone and online via http://www.computerquoteinsurance.com

3.             Stride has a total Gross Written Premium (GWP) of £15 Million and employs over 55 staff.

4.             For more information contact:

Richard Lovegrove

Managing Director, Stride Limited

richard.lovegrove(at)stride.co.uk

Tel: 023 9224 8761

Mob: 077 3606 9151

Fax: 023 9224 8769

Jonathan Walker

Marketing Director, Stride Limited

jonathan.walker(at)stride.co.uk

Tel: 023 9224 8730

Mob: 079 7035 4202

Fax: 023 9224 8769

Stride Limited t/a Computer Quote Registered in England No. 1122247.

Registered Office: 101 London Road, Cowplain, Hampshire PO8 8XJ.

Stride Limited is authorised and regulated by the Financial Services Authority.

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A short guide to holiday home insurance

Posted on 02/05/2012 by admin

Article by Jason Hulott









Second home insurance should be more or less similar to first home insurance, you’d think. Like many things in life, the answer’s both yes and no. Holiday home insurance bears many similarities to the insurance you have probably already arranged for your principal residence – but there are significant differences, too.

The similarities

Just like standard home insurance, holiday home insurance is designed to provide financial protection for your investment in the property in the event of a whole range of risks that could result in loss or damage to the fabric of the building itself or to its contents. If accidents or natural disaster should strike, the insurance is there to indemnify you against the loss or damage. So there are typically two main components:

? Buildings insurance: as the name suggests, this is the element of insurance for the structure and fabric of the building in the event of its damage from storms, flooding, fire, falling debris, vandalism and the like. The actual sum insured might appear to be a relatively high figure since it needs to cover the cost of completely rebuilding the home and this can typically far outweigh its current market value;

? Contents insurance: the contents of even a second home can represent a sizeable investment. The sums you’ve spent on furniture and furnishings, appliances and equipment, not to mention your personal belongings, can soon mount up and the cost of replacing items lost, damaged or stolen could leave you seriously out of pocket. Second home insurance typically aims to help you make good any such loss.

Do note that any successful claim normally comes with an excess (this is the first part of any claim that you are liable for) and also that policy features and benefits can vary depending on the provider, so never assume that the cover you need is automatically included – do check.

The differences

Whilst holiday home insurance is therefore clearly recognisable as a form of otherwise standard property insurance, there are particular considerations attached to insuring what is a second, rather than the principal, home. Second homeowners might want to pay special attention, therefore, to at least the following:

? it’s probably in the very nature of the second home that there will be times – and possibly prolonged periods – when the property remains unoccupied. Where standard home insurance on your principal residence is unlikely to maintain full cover during such extended periods, you might want to ensure that the cover on your second home continues to afford the protection required during such times;

? similarly, if your holiday home is likely to be let out to paying tenants, you are likely to want the reassurance that full insurance cover is maintained during periods that the property is let and that the insurance does cover paying guests;

? if your holiday home is overseas, there is the potentially added complication of dealing with local insurers and grappling with policies written in a foreign language. Fortunately, however, there are UK-based, specialist insurers perfectly competent in arranging holiday home insurance on properties abroad, with policy documents written in familiar and readily accessible English.



About the Author

Jason is the Webmaster of http://www.holidaypropertycover.com where you can compare rates for your holiday property insurance as well as take advantage of some excellent policy features.










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How Is Getting Home Insurance Quotes UK Turn Out To Be Handy To You

Posted on 01/05/2012 by admin

Article by Lesli Purzycki









Where does insurance come from and how long has it been with us? That’s a couple of valid questions and the responses may vary based on your own perspective or research. What any insurance really does is spread out the risk more thinly such as early man hunting in teams for protection, a group is significantly less dangerous than a solitary hunter with threat reduced. Insurance as we may well recognise it can be tracked back to Babylon in 1792 BC with King Hammurabi’s Code. The Code of Hammurabi was actually a listing of laws, 282 of them, carved into a large black basalt stone that was then placed on display. You would not have been able to get home insurance quotes UK then nonetheless it was most likely the birth of insurance.

The impressive huge stone or ‘stele’ which comprised Hammurabi’s code can be viewed today in the Louvre Museum in Paris, and the laws included upon it do contain what we could class as insurance laws. A lot of the 282 laws are insurance specific for instance traders needing to pay a loan to make sure their goods turned up safe and sound at their ultimate destination. If a dam broke and flooded crop areas then the dam owner would be liable to recompense those that had lost crops. An additional compensation law concerned builders, if a property a builder had completed started to break apart in just a year then the builder was required to put it right at their own cost.

It’s intriguing that our world of insurance has such ancient origins, however it does indeed demonstrate precisely how important insurance has long been and definately will continue to be. It also leads us to the relevance of obtaining home insurance quotes UK. Why is it important to get yourself a large amount of home insurance quotes UK prior to deciding on your final deal? To begin with it’s essential that you have knowledge of the market and to acquire that expertise you need to investigate what exactly is there. The second thing is by receiving a large amount of insurance quotes you get an understanding of what insurance companies are providing allowing you to make an excellent decision on your final insurance package. One other reason getting several quotes is very important is it may lead you to the best offer for your requirements. There are some people who obtain home insurance quotes UK constantly as they like to keep close track of the market and if it’s changing, the one thing about insurance is it’s usually changing and it’s beneficial to be familiar with changes.

Insurance in general is massive business and the market is exploding at the seams with insurance companies all seeking your business, and that is good for customers. What it additionally implies is that when you do get home insurance quotes UK you’re likely to find new far better value deals every several months mainly because competition is intense. As customers we do have a massive amount of choice of who we go to for our home insurance cover and that’s perfect for finding the right offers. Browse the marketplace right now even if it’s only out of curiosity and I’d wager you find an insurance offer that may be a lot better than the one you currently have.



About the Author

Information is key when getting your home insurance sorted and the more you have the better. http://homeinsurancecomparisonuk.co.uk/

You can start off your search without hesitation for home insurance quotes uk advice by dropping in on our site http://homeinsurancecomparisonuk.co.uk/










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Cheap Insurance Quotes | Rates In Port Charlotte Florida

Posted on 30/04/2012 by admin

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Every Small Business Owner Needs Public Liability Insurance

Posted on 28/04/2012 by admin

Article by Paul Delaney









If you own a business and have the public or customers coming onto your premises, or if you visit their premises, you should consider taking out public liability insurance. PL insurance will cover any monetary awards to a member of the public due to injures sustained or damage to their property that was cause by your or your business.

This type of insurance also has you covered for any possible legal fees that may arise. It will also take care of costs and expenses due to hospital and/or medical treatment that someone claims you owe.

If you own a business and someone who is visiting your establishment is accidentally injured, you will surely want insurance to cover any costs involved. PL insurance is designed to take care of this type of situation and it also will cover you if you should happen to damage someone else’s property by mistake, while you were carrying out business. For example, if you own a pet store and a customer comes in to pick up some dog supplies and happens to fall inside your store because a floor tile was loose, public liability insurance will cover your business if the customer decides to make a claim for the injuries he sustained while in your store.

As another example: Imagine for a minute that you are a self-employed plumber. While you are at a customer’s site, you trip and drop your toolbox on top of an expensive computer, damaging it beyond repair. Your public liability coverage has you covered in case the client wishes for you to replace the expensive computer.Small business owners in the UK who do not take out proper public liability coverage are operating in a danger zone. It is far better to have too much coverage than not enough. Accidents happen and they occur on a regular basis each and every day, regardless of how careful we may be or of how many precautions are taken. The amount of public liability coverage you need will depend on the nature and size of your business. It is best to get several quotes from various insurance carriers to look at all of the options available to you.

There are many websites that you can use to compare public liability insurance policies. Many of these sites are comprised of online forms that ask you a variety of questions such as the size and nature of your business. You simply follow the steps and provide the info asked and you will then be presented with a list of quotes from which you may choose a policy that is well suited to meet your business needs. You want to be very sure that you get enough coverage because you certainly do not want to be put in a situation where you are forced to pay someone far more money in compensation than what your policy covers.

When in doubt, be sure to consult with an expert. Public liability insurance is designed to allow you to operate your business knowing that you are protected from unexpected mishaps. It is there for you so be sure to choose a plan that fits your business model.



About the Author

For more information about Public Liability Insurance visit Flint Insurance for an online quote today!Distributed by Content Crooner










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Home Insurance Orlando – Know How To Find the Best Home Insurance in Orlando!

Posted on 26/04/2012 by admin

Article by Todd Poynton









Well, a home is probably the most valuable or expensive property of anyone’s life. In this regard, every home owner should look for insurance to protect their big investment from any natural calamities especially in Orlando. In cities like Orlando it is always wise to have proper home insurance coverage for the best protection of your hard earned property. If you are looking for home insurance Orlando, then you are in the right place. In this article you are going to find how to look for the best home insurance at Orlando. You should remember that home insurance will cover the house as well as other structures on the property such as furniture, appliances or clothing against different dangers. However, the degree of the perils covered always depends on the kind of home insurance policy. All risk insurance policy can offer you the broadest coverage. However, it is your responsibility to find the best policy for your home. When you are looking for insurance Orlando you need to consider several things in order to find the best rate. There are some tips mentioned below which you can use in order to lower your home insurance premium in Orlando:• By increasing your home security or equipping your home with some best security devices, you can avail the best home insurance quotes. Security devices such as smoke detectors, dead bolt locks and fire extinguishers can be implemented in this regard.• Keeping your credit score high can also help you to avail the best insurance at Orlando. Homes insurance companies always like to check your credit score. • There are also many home insurance companies that offer good discount on insurance if you insure your home with auto at a time. You can also save up to thirty percent of your entire insurance bill by doing so.Homeowners Insurance companies can reduce the total premiums in case, you make some recommended changes to improve security. Take a close look at your insurance policy & decide what might not be essential. Here are some methods to get most out of the insurance policy: Tighten safety: The insurance company gives discounts for construction upgrades done to home that give some added protection against the theft. Fit all the windows & doors with the approved locking mechanisms. You can install the home safety alarm from the approved company. You can declare special modifications done to store the valuables like installation of the home safe. Adjust lifestyle: There are a lot of living habits & life choices that may bring down value of your home. Keeping house in the pristine condition can keep your premiums to go up. In case, you do not smoke or have pets, in case, you maintain property well, then you are rewarded with lower premiums.Eliminate excess: The typical policies cover lots of ground. And there may be some items that you may not at all care to cover.



About the Author

When it comes to your home’s safety, home insurance Orlando is the perfect solution that you can get to protect your home. Visit http://www.alliance321.com










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Shop around online for the cheapest home insurance cover

Posted on 25/04/2012 by admin

Article by Jason Hulott









When it comes to choosing your home insurance then of course you want to get the best deal for the cheapest premium. There are many different factors that have to be taken into consideration when it comes to home insurance and knowing your choices is essential, this is why when it comes to looking for the cheapest home insurance you should go online.

The internet is your best friend when it comes to digging out the best deals for your home insurance, not only does it provide you with the tools to compare many insurance companies at the same time but also it holds a vast amount of information regarding the different components of home insurance.

There are many web sites that give you the option of searching for comparisons when it comes to insurance, simply choose the type of cover you are looking for and hit a button, the site will present you with a comprehensive list of all the insurance companies and the deals they are offering. Of course you will have to know what type of insurance you need; the two basic types when it comes to home insurance are the contents and the building.

When shopping around for contents insurance then it is essential that you take an inventory of all your possessions and then come to a total amount that you wish to be insured for. If you don’t take care here you could find that you are under insured, but then on the other hand stating too high an amount could mean you are paying out a bigger premium than you need to. Also take into account any very expensive items such as jewellery and artwork, these things might not be covered in a normal policy and may need you to take out extra cover.

When it comes to buildings insurance then don’t forget about such things as out buildings, greenhouses and patio, while the standard cover will include such things as subsidence, fire and storm damage a good policy should also cover for malicious damage. Again shop around and get several quotes online when it comes to getting the cheapest home insurance cover.



About the Author

Jason Hulott is Business Development Director of Protection Insurance, an internet based insurance business dedicated to getting consumers the best rates and the best products. Visit our Home Insurance Directory.










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Until People Act Responsibly, Employer Public Liability Insurance Will Always Be A Cost

Posted on 22/04/2012 by admin

Article by Michael Harrah

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Guide to Landlord Insurance for Buy to Let Property

Posted on 20/04/2012 by admin

Article by Home and Legacy









Securing housing is one of the primary expenses in everybody’s financial budget. Protecting the investment is important. Homes are often passed down from one generation to the next. Many people who acquire property via inheritance decide to become landlords. Investment properties often take a large amount of time and monetary investment to maintain. If you are letting, you should be aware there are important differences between specialist buy to let property insurance, and other available insurance options. Here are a few tips on how purchasing specialist landlord insurance can help you to secure your investment.

Understanding buy to let landlord insurance is important for every investment property owner. The coverage on a buy to let insurance policy typically includes landlord property insurance, liability insurance, and contents insurance.

Landlord contents insurance protects the contents that you leave in your property from damage that may occur while the home is occupied by the tenant. Cover is provided for damage that results from unforeseen circumstances such as fire, theft, flood or storm and some policies can even include protection against theft by tenants or damage caused by the tenants.

Buy to let insurance is also available to help to protect the rental income which you will receive every month from your tenants.

With adequate insurance protection in place landlords renting out their personal homes can rest assured that their homes will be protected against most natural disasters and damage caused by the tenants.

Many of life’s unexpected events can be financially devastating for the unprepared. The time spent understanding and securing the right insurance coverage will ensure you are adequately protected.

Use these tips to help you obtain the best insurance product for your home that you are renting out or several rental properties.

Home & Legacy provides household insurance, travel and motor insurance for mid/high net worth individuals and landlord insurance policies at competitive rates.

Customers can visit http://www.homeandlegacy.co.uk for further information.

Home & Legacy Insurance Services Limited is a wholly owned subsidiary of Allianz Holdings plc, registered in England number 3007252. Registered office: 57 Ladymead, Guildford, Surrey, GU1 IDB.Home & Legacy Insurance Services Limited is authorised and regulated by the Financial Services Authority.

For all additional press queries please get in touch with: Dan Tunna using dan.tunna@allianz.co.uk or otherwise call 01483 552 969



About the Author

http://www.homeandlegacy.co.uk










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InsuranceHotline.com Launches Insurance Myth of the Week Program

Posted on 18/04/2012 by admin

InsuranceHotline.com Launches Insurance Myth of the Week Program












Toronto, ON (PRWEB) January 19, 2012

There are so many fallacies about insurance that pervade the market. In an attempt to dispel these myths and educate consumers, InsuranceHotline.com has launched a myth of the week program. Each week, a new myth will be featured and exposed on InsuranceMyths.ca, covering many types of insurance including auto insurance, home insurance, travel insurance, life insurance and motorcycle insurance.

“InsuranceMyths.ca was developed to shed light on some of the most common myths because informing consumers to help them save on insurance is our primary objective” says Tammy Ezer of InsuranceHotline.com. “Myth-related content tends to perform well and there are a surprising number of insurance myths out there so we decided to launch a program exclusively focused on this type of content.”

The videos begin with ‘man-on-the-street’ interviews to establish consumer perceptions regarding the myth in question. They proceed to reveal the truth behind the myth as viewers discover the accuracy, or lack thereof, of consumer opinions by learning something specific about the topic being investigated.

For the month of January, the following myths have been/will be investigated and revealed.


Accident Forgiveness – Consumers learn the truth behind accident forgiveness and what it actually covers.

Young Drivers – Do young drivers always pay more for car insurance? Find out on InsuranceMyths.ca

OHIP Coverage – Many travelers may think that everything is covered through OHIP while travelling outside of the province or the country. Watch the video to find out if this is true.

Weather-Related Car Accidents – This topic is very relevant, as the winter weather is here. Find out if drivers can blame car accidents on snowy weather or icy road conditions.

Home Insurance Coverage – Does home insurance cover ‘acts of God’ such as tornadoes and hail storms? It’s important to know what a home insurance policy actually covers.

Knowing the true facts behind insurance is very important; as any false insurance information can cost people money. Everyone needs to stay informed about insurance and understand what is covered on an insurance policy. Simply visit InsuranceMyths.ca each week to dispel a new insurance myth.

About: InsuranceHotline.com is a free online insurance rate comparison service that directs consumers to its large network of more than 30 insurance companies and licensed insurance professionals and provides quotes based on the lowest rates available through its network. In business since 1994, InsuranceHotline.com does not sell insurance, is not a licensed broker, and is not owned in whole or in part by an insurance company, agent or brokerage; ensuring consumers get a truly unbiased quote.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







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