Diamond Jubilee: Protect Yourself Against Party Accidents With Public Liability Insurance

Diamond Jubilee: Protect Yourself Against Party Accidents With Public Liability Insurance


London, UK (PRWEB UK) 27 April 2012

With the Queen’s Diamond Jubilee celebrations fast approaching, PublicLiabilityInsurance.org, a leading resource and quote comparison website for public liability insurance in the UK would like to remind event organisers that they could be held personally liable for any injuries or property damage at their events.

With over 2.5 million people in the UK expected to attend parties celebrating the Queen’s Diamond Jubilee in June, accidental injury or property damage is inevitable and public liability insurance (PLI) will offer added peace of mind for event organisers should the worst happen.

Public liability insurance (PLI) will protect event planners should they be sued for injury to a person, or for loss or damage to property.

James Buck, a spokesperson for Publicliabilityinsurance.org and industry expert, said: “Whilst there is no UK law that makes insurance for these types of events mandatory, as an organiser of the event you could be held personally liable should something go wrong, and having the proper public liability cover in place will give you that added financial protection and peace of mind.”

“Organisers can purchase different levels of cover, from £1m up to more than £10m. How much they need will vary according to the type of event and the number of people going, but we recommend that you contact your local council first as some authorities have taken out blanket cover on behalf of all street parties in their area or have dropped the insurance requirement entirely, and if you live in an area where you need a local authority licence for your event, PLI may be a requirement.”

“As with most types of insurance cover it’s really a case of planning for the unknown. In terms of what can go wrong, the overall risks at street party events are usually quite low, but that’s not to say a claim won’t arise from injury or property damage during the party.”

“Street parties are a fun and celebratory event, they are not inherently dangerous events therefore in most cases it’s the slips, trips and falls (both during the event and setting up) that can cause event organisers legal issues.”

“For example, The Royal Society for the Prevention of Accidents (RoSPA) says that almost four in 10 children who hurt themselves on trampolines are so badly injured that they require operations. If you are not fully insured against this kind of accident, the cost of medical bills can snowball.”

“In today’s society people are increasingly aware of their legal rights and their ability to claim compensation, and we advise that street party organisers seek independent professional advice for their specific event requirements.”

Notes to Editor:

About PublicLiabilityInsurance.org

PublicLiabilityInsurance.org provides detailed information and guidance on the importance of Public Liability Protection for individuals and small business.

We understand that finding the right type of business insurance can be a tricky and somewhat daunting task.

Our aim is to provide individuals with the information they need to choose the level of insurance cover that will protect themselves and their business should the worst happen.


James Buck



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Confused.com Launches ‘Swap Store’ Film Starring Keith Chegwin

Confused.com Launches ‘Swap Store’ Film Starring Keith Chegwin

Cardiff, Wales (PRWEB UK) 12 February 2012

Confused.com, one of the UK’s biggest and most popular price comparison services, has revealed a short online film featuring former ‘Swap Shop’ host Keith Chegwin that it hopes will bring back the spirit of the nostalgic TV show, and get Britons swapping.

Swapping has proved to be a popular activity since the economic downturn kicked in, and 52% of Londoners said in a recent survey that they are more likely to swap unwanted possessions now than they were in the past.

The video has been produced to raise awareness of this, and also to help highlight Confused.com’s Nectar points promotion, whereby they are giving away 1,000 Nectar points every time a user buys a car insurance policy through their site before the end of March 2012.

It was filmed in London’s Victoria train station between 1pm and 3pm on Wednesday 25 January, and its filming created a buzz of activity, as people brought all their unwanted items to exchange for something more useful. A wide range of items were brought, and the ‘Swap Store’ event had people swapping items like a scented candle, yoga DVD, alarm clock and even a naked picture of Keith Chegwin for things like 1,000 Nectar points; a blow up palm tree and parrot; a trombone and even an electric car.

Gareth Kloet, head of car insurance at Confused.com said: “The economic downturn has made us all more careful about what we spend and become savvier. We wanted ‘Swap Store’ to be an enjoyable event aimed at encouraging people to swap unwanted items and also to highlight that Confused.com are giving away 1,000 Nectar Points to every customer that buys car insurance through the site. Car insurance is a necessity so at Confused.com we want to give our customers a great deal on their insurance and a little extra at the same time.”

About Confused.com:

Confused.com was the UK’s first price comparison site to offer car insurance comparison. Confused.com is one of the UK’s biggest and most popular price comparison services. Launched in 2002, it generates over one million quotes per month. It has expanded its range of comparison products over the last couple of years to include home and contents insurance, travel insurance, pet insurance, van insurance, life insurance cover, home and contents insurance, breakdown cover and energy, as well as financial services products including credit cards, loans, mortgages and life insurance.

Confused.com is not a supplier, insurance company or broker. It provides a free, objective and unbiased comparison service. By using cutting-edge technology, it has developed a series of intelligent web-based solutions that evaluate a number of risk factors to help customers with their decision-making, subsequently finding them great deals on a wide-range of insurance products, financial services, utilities and more. Confused.com’s service is based on the most up-to-date information provided by UK suppliers and industry regulators. Confused.com is owned by the Admiral Group plc. Admiral listed on the London Stock Exchange in September 2004. Confused.com is regulated by the FSA.

PR contact:

Sarah Wenham

Confused.com press office

Friary House

Greyfriars Road


CF10 3AE

02920 434275


# # #

Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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Cheap Home Contents Insurance: An Unavoidable Requirement

Article by Henry Bell

Does the thought of spending more money on home contents insurance bother you? Are you in no frame of mind to shell out more money from your pockets on home insurance? If yes, then why not go for cheap home contents insurance.

Cheap home contents insurance is a policy best suited for all budget conscious people who on one hand wants to insure their home contents but on the other hand, they are not willing to spend more money on home contents insurance.

Cheap home contents insurance covers all items in the house including furniture, furnishings, household goods, garden equipment, kitchen equipment, food drink, television, computer, video and audio equipments, clothes etc. If some damage is done to them because of fire or water, then the insurance company will pay to cover the cost of replacing those items. This is even true in the case thefts or burglary.

Though there are many companies that provide cheap home contents insurance, there should also be some efforts on your part to lower the rate of premium of your home contents insurance. It is advisable for you to install some safety features such as fire alarm, burglary alarm in your homes. This will assist you in procuring cheap home contents insurance for your homes.

To find a cheap home contents insurance, you need to do some research. It is sensible if you buy your auto insurance from the same company as your home contents insurance. By doing this you can avail the home contents insurance at a cheap and a discounted price. Again you too need to compare the various home contents insurance from the markets of UK. By doing so you can locate the insurance companies that will provide cheap home contents insurances.

Nowadays this work of searching and locating the companies that provide cheap home contents insurance is made easy with the internet facilities. Many companies have their own websites. You can search for the perfect cheap home contents insurance through the internet in just a few minutes. So without any postponement, buy cheap home contents insurance now, to ensure that if something happens to your belongings, it will be taken care of by the insurance company.

About the Author

Henry Bell is an author who can certainly identify the kind of insurance that you will need. He is proficient in the insurance world; he is an MBA(finance) from University of Oxford. Insuranceb.co.uk endeavors to find the best possible deals for its customers. To find Cheap home contents insurance, Travel insurance in UK, Home Insurance in UK, Van insurance, Motorcycle insurance, Holiday insurance visit http://www.insuranceb.co.uk

Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author’s information and copyright must be included.

Warning Over Insurance Cut-backs

Warning Over Insurance Cut-backs

Truro (PRWEB) May 15, 2009

Businesses and homeowners in the South West are being warned against cutting back on insurance in a bid to save money or risk being left underinsured should the worst happen.

“Some savings could prove to be far more costly in the long run,” says Chris Ridgers from Cornish Mutual, who specialise in insurance for the rural community like farmers and holiday home insurance. “If you cut back on your insurance policy, when it comes to the crunch and you need to make a claim, you could run into trouble and find you’re underinsured or worse still, end up in front of an industrial tribunal.”

Some business insurance policies, such as farm insurance, can have legal requirements attached to them – for example, legal liability for damage to the property of others or injury to them, where compensation awards and legal fees run into hundreds of thousands of pounds – reducing cover here can be unwise. In the case of employers’ liability and motor third party insurances, there is compulsory insurance legislation to be taken into account.

Chris, Business Development Manager with the company which has offices in Exeter and Truro, adds: “The best advice is to check your cover and policy details carefully, get a second opinion if necessary and make sure you look at all your options. The important thing is not to leave crucial cover to lapse and make sure you have everything you need but are not underinsured – check the level of insurance purchased.”

This comes as homeowners are also being urged not to forgo home and contents insurance, following recent Government figures showing a four per cent rise in home burglaries during the last quarter of 2008.

Nick Starling, Director of General Insurance and Health at the Association of British Insurers, comments: “Many families will be looking to trim their budgets as the recession bites, but cutting back on home insurance is a false economy. Last year, insurers paid over 6,000 claims, some £7 million, every week, to burglary victims. Without insurance, becoming another crime statistic could plunge you deeper into financial trouble, from which it may take years to recover”.

Companies could legitimately save on some insurance costs by increasing their voluntary excesses for any loss or damage, reducing cover on low-value vehicles to third party, fire and theft, getting rid of flood cover where there is no likelihood of flooding and reviewing sums insured to reflect the basis of insurance, e.g. do they need to be replaced as new or current value figures and reviewing anticipated future income and margins to reassess loss of income protection.

Chris Ridgers adds: “Make sure your insurance provider is aware of your efforts in investing in health and safety or preventing accidents and losses – this could help reduce your premiums. Ask yourself what risks you are prepared to take and what do you want to transfer to an insurer. The overriding message is to find the best way of saving money without putting the future of your business on the line.”

Cornish Mutual has been providing bespoke insurance cover to the rural community across the South West for over 100 years. The firm employs 65 Members of staff and offers a variety of products ranging from buy to let property insurance to farm insurance for people and businesses across Cornwall, Devon, Somerset and Dorset.

For more information, contact:

Ryan Martinez        

Deborah Clark Associates        

01208 77900        

07887 746569    

Melissa Ward    

Cornish Mutual    

01872 277151    

07702 673343     

Notes for editors:

Founded by a group of Westcountry farmers in 1903, Cornish Mutual is the only general insurer based in the South West. Even today, the company is still owned by its Members, and remains at the heart of rural communities throughout Cornwall, Devon, Somerset and Dorset.

Although staying true to its origins in agriculture (around two thirds of Cornwall’s farmers are Members), Cornish Mutual now provides household, commercial, events and personal accident insurance to Members of all descriptions, living or working throughout the South West countryside.


Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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