Best Homeowners Insurance California, Texas, Florida, Pennsylvania, Illinois…

Best Homeowners Insurance California, Texas, Florida, Pennsylvania, Illinois… Get the Best Cheapest Homeowners Insurance Quotes in California, Texas, Florida, Pennsylvania, Illinois, or anywhere in the US from the best home insurance companies…

try this site where you can compare quotes from different companeis: Who has the cheapest home insurance policies in California? Time to renew and I need to start shopping around. So who has the cheapest home insurance policies in California? My House is worth 1.4 mil. I m having a hard time with ins. bec.even though it was built in 1927, I purchased it completely remodeled and refurbished with everything up to date however I dont have the paperwork for the work done from the previous owners to provide for the insurance compan stating so.

New Website Launched for Colorado Homeowners for Free Home Insurance Quotes and Home Insurance Estimates to get the Best Insurance Policies Available Online.

New Website Launched for Colorado Homeowners for Free Home Insurance Quotes and Home Insurance Estimates to get the Best Insurance Policies Available Online.

Colorado Home Insurance Quotes

Denver, CO (PRWEB) July 30, 2012

Besides providing free home insurance quotes for Colorado residents, this new website has a homeowners insurance guide offering tips and tricks on how to get the best homeowners insurance and is specifically tailored to Colorado homeowners, renters and landlords.

No longer do homeowners have to scour the web for a place to get competitive home insurance quotes. This website is a one stop shop to get relevant information and to get free home insurance estimates.

This new website is a fantastic asset for Colorado homeowners. It’s an online resource offering knowledge on all aspects of house insurance. There is a comprehensive Homeowners Insurance Glossary, and a Colorado Insurance FAQ section. The website answers questions like:

What does homeowners insurance cover?

What type of insurance does a renter need?

What are the benefits and pitfalls of cheap home insurance?

What are the best homeowners insurance rates in Colorado?

How do deductibles effect home insurance policy rates?

How can discounts be applied to a home insurance policy?

What types of insurance does a landlord need?

What is the homeowners insurance average cost for Colorado?

Colorado is home to severe weather like high winds, hail storms, and tornados. Natural disasters like 100 year floods and yearly wildfires are also common to the Colorado front range and back country. Homeowners in this state need to have an adequate home insurance policy to cover their losses in the event of a disaster. Many homeowners who suffered from the Waldo Canyon, High Park and 4 Mile Canyon wildfires were not covered adequately with their insurance policies. Their recovery from the wildfire was aggravated because they could not get the insurance agency to cover all their losses due to being under insured. Getting a comprehensive insurance policy at the best rate available can save frustration in the future.

These Colorado insurance agents will produce a homeowners insurance quote that offers great rates that fulfill specific needs. This makes rebuilding after a disaster or even just getting a new roof after a severe storm easier. Focusing on Colorado residents, this website offers a free no-obligation homeowners insurance quote to make sure one gets the best rate on their insurance policy.

For additional information, please contact us or visit


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Insurance Risks for Holiday Homeowners

Insurance Risks for Holiday Homeowners

Truro, (PRWEB) June 1, 2009

Regional insurance firm Cornish Mutual, which has Members across Cornwall, Devon, Somerset and Dorset, says many people may be unaware employers’ liability insurance is a legal requirement and holiday homeowners could face a costly claim or even a prison sentence if a member of staff is injured whilst working on or in their let property.

Latest figures* from the Health & Safety Executive show there were 28 fatal injuries to workers in the South West in 2007/08 and 2,337 reported major injuries in the region – Over two thirds (66%) were amongst workers in service industries.

Chris Ridgers, at farm insurance specialist Cornish Mutual said: “Your employees may be injured at work and they might try to claim compensation from you if they believe you are responsible. It could be a cleaner who goes into the property on changeover day or a gardener you employ to maintain the property – anyone who’s working under your guidance and using your tools and equipment.”

Whilst public liability insurance is not a legal requirement, the cost of not having holiday home insurance could amount to hefty claims from guests injured whilst staying in the property. With 20 per cent of all visitors to the South West choosing to stay in Self Catering accommodation**, it is important for property owners to make sure they have sufficient cover to guard against these risks.

Recent examples of claims experienced by Cornish Mutual include a guest who tripped over a step and fell onto a wood burner sustaining nasty burns and another guest who broke a number of bones after falling over a concrete mushroom in the garden. Other liability claims include damage to a property or its contents.

Malcolm Bell, Chief Executive of South West Tourism said: “We want all visitors to the South West to come to the region and have a safe and enjoyable time when they are here. There is so much to see and do in the South West and we are lucky to have some of the best self catering properties in the UK. Property owners need to make sure they do all they can to ensure their visitors enjoy their stay and this includes having adequate cover for their business.

“We would encourage property owners to take out public liability insurance to ensure they are covered should an accident happen.”

Iain and Gill Butterworth run specialist holiday homes letting agency ‘Holiday Homes & Cottages South West’, based in Torquay, Devon. Their Agency Agreement (legal contract between owner and the company) incorporates a declaration that the owner confirms that they have ‘adequate commercial public liability insurance’.

Gill added: “We recognise the importance of having insurance that is appropriate and offers the right level of cover. We, therefore, do not take on a new property before ensuring the owner has the right cover in place.”

Cornish Mutual’s Let Property and Buy to Let Property Insurance products include holiday homes – this provides cover for buildings, contents and public and employers’ liability insurance. For more information visit or call 0845 900 1288.

*HSE, South West government office region (GOR), Statistics of occupational ill health, safety and enforcement 2007/08

**South West Tourism, South West Visitor Survey 2007

For more information, contact:

Ryan Martinez    

Deborah Clark Associates

01208 77900

07887 746569

Melissa Ward    

Cornish Mutual    

01872 277151    

07702 673343     

Notes for editors:

Founded by a group of Westcountry farmers in 1903, Cornish Mutual is the only general insurer based in the South West. Even today, the company is still owned by its Members, and remains at the heart of rural communities throughout Cornwall, Devon, Somerset and Dorset.

Although staying true to its origins in agriculture (around two thirds of Cornwall’s farmers are Members), Cornish Mutual now provides household, commercial, events and personal accident insurance to Members of all descriptions, living or working throughout the South West countryside.

For more information on Holiday Homes & Cottages South West visit or call 01803 299677

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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