Farm Dangers for Children This Summer

Farm Dangers for Children This Summer











Shears Family


Truro, United Kingdom (PRWEB) July 29, 2009

As part of a new safety awareness drive, at agricultural shows in the region, farm insurance specialists Cornish Mutual are warning parents of the danger to children of playing on farms.

Slurry pits, large machinery, farm animals and grain stores are some of the dangers being highlighted by the firm with figures from the Health and Safety Executive (HSE) showing that over the last ten years 31 children under the age of 16 years old were killed in the agricultural sector, as well as a further 12 between the ages of 16 and 18. Many have also suffered serious injuries such as leg amputations or serious burns.

The most common causes of death and major injury include falling from vehicles, being hit by moving vehicles or objects, contact with machinery, falls from height, drowning or contact with animals.

“Agriculture has one of the highest fatal accident rates of all industries in the South West,” says Philip Wilson, Devon, Dorset and Somerset Area Business Development Manager for Cornish Mutual.

He adds: “As farms are homes as well as workplaces, children are often around and every year there are serious injuries or sometimes tragically deaths. With the warm weather, there will be many youngsters playing outside during the summer months and farms can be a real draw.”

Providing secure play areas, keeping farm yards clear and tidy and ensuring stores, machinery and chemicals are stored away and locked when not in use are some of the ways in which farmers can reduce the risks according to Cornish Mutual.

Ian Shears (pictured) who runs an organic farm near Topsham in Devon offers educational visits to schools and is aware of the importance of reducing risks to children: “At Highfield farm we’ve looked carefully at every area to reduce risk as much as possible whilst still letting the children enjoy their farm visit.”

“We have created safe areas where children can have their lunch with no hazards like machinery or traffic. We always talk to the children and teachers as soon as they arrive about safety.”

“Overall I’ve found children to be very sensible about safety, but its essential children are supervised by a responsible adult at all times. We also like to ensure that we have the right insurance so that if the worst were to happen we know we have the right cover.”

Roger Nourish, Head of the Health & Safety Executive’s Agricultural Sector, said: “Most of us don’t even want to contemplate the death of a child. The fact is tractors, quad bikes and children just don’t mix. With weeks of school holidays ahead – it is time to ask: “How am I going to keep my children, and any friends or visitors, safe when they are on the farm?”

“Don’t think for one minute that an accident couldn’t happen on your farm. It only takes a second for an accident to happen. Yet, only a few seconds thinking time can make the difference and prevent the needless loss of young lives.”

However, it is not only children at risk of serious injury or fatality on the farm – many farms in the region have public rights of way across land and walkers may also be at risk.

HSE figures also show that in 2007/08 there were eight fatal injuries among workers in the agricultural sector and 76 major injuries in the South West. There were also 10 non-fatal injuries to members of the public.

The Agricultural Wages Act means farmers are legally required to pay most full-time employees whilst they are off work due to injury. On a wider basis, legislation means all land owners and users are accountable for injuries which happen as a result of their activities.

Cornish Mutual provides its Members with a range of cover including farmers insurance which can indemnify farmers against these legal liabilities.

Insurance policies can help to offset the income lost as a result of an accident, and may be used to pay overtime to employees or hire temporary or replacement labour depending on the needs of the farmer.

Every farm is unique – Cornish Mutual offer farm insurance packages that can include public liability, employers’ liability, property insurance, livestock insurance and personal accident cover. Other products include a tailored buy to let property insurance for property owners in the residential and holiday lettings markets, including public liability insurance, building and contents insurance, loss of rent insurance, employers and holiday home insurance.

For more information, contact:

Melissa Ward    

Cornish Mutual    

01872 277151    

07702 673343     

Notes for editors:

Founded by a group of Westcountry farmers in 1903, Cornish Mutual is the only general insurer based in the South West. Even today, the company is still owned by its Members, and remains at the heart of rural communities throughout Cornwall, Devon, Somerset and Dorset.

Although staying true to its origins in agriculture (around two thirds of Cornwall’s farmers are Members), Cornish Mutual now provides household and holiday home insurance, commercial, events and personal accident insurance to Members of all descriptions, living or working throughout the South West countryside.

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More Holiday Home Insurance Press Releases

TechAssure Launches a New National Micro Site to Better Serve the IT Sector?s Property, General Liability and E&O Needs

TechAssure Launches a New National Micro Site to Better Serve the IT Sector’s Property, General Liability and E&O Needs












San Rafael, CA (PRWEB) January 05, 2012

Many local insurance experts know that each company has its own unique technology insurance needs. While a standard business owner’s policy may be suitable for some companies, those that specialize in niche sectors may require more. For this reason, a number of expert insurance providers have come together to form TechAssure, a non-profit, international association of insurance brokers that specialize in providing all lines of insurance for venture capital and private equity firms, their portfolio companies and IT consultants. TechAssure members represent more than 4,000 clients in the innovation space, with more than $ 1 billion in property and liability insurance premiums.

Now, members of the group have launched a new website, http://coveritfast.com/coverit/. The new site allows IT related businesses to get a quote faster than ever before with CoverITfast, an insurance product custom-made for those in the IT and technology sectors. Through the CoverITfast product, technology businesses can obtain one insurance policy that provides comprehensive office and professional liability coverage, including professional liability risk exposures to technology errors and omissions, network security liability, personal injury and privacy liability, failure to prevent authorized system access, and media and intellectual property coverage.

TechAssure’s members are proud to be the only insurance association that is dedicated to the Tech sector. By joining multiple regional niche tech insurance brokers together to combine their experience, TechAssure is able to better serve its customers and ensure that all clients obtain coverage that is uniquely tailored for their needs.

About CoverITfast:

CoverITfast is an insurance product specifically designed for IT Consultants and technology businesses. Clients who benefit from CoverITfast are in one of the most innovative and dynamic industries and require a technology insurance company that truly understands their unique business needs. Due to the fact that TechAssure is a non-profit association made up of independent insurance brokerages, customers can be assured that they are dealing with an insurance agent that can deliver best of breed insurance advice and the most competitive price for IT Consultants and Technology Companies.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







Research shows 10% of secondary UK homes uninsured

Research shows 10% of secondary UK homes uninsured











(PRWeb UK) May 31, 2010

Financial news publisher Fairinvestment.co.uk recently reported that approximately 10% of UK holiday home owners did not have an unoccupied home insurance policy in place for their secondary properties. Citing research conducted by a prominent UK insurer, the report revealed that up to 160,000 unoccupied properties are also underinsured, placing their owners at risk financially.

Unoccupied properties are typically inherited homes, property in the process of being renovated or second homes awaiting sale. Although these assets might not be in use, having adequate unoccupied home insurance in place is vital.

Empty houses tend to fall into disrepair over time, especially if regular checks are not conducted. The harsh weather conditions in the UK also contribute to maintenance problems. Frozen water pipes can burst, and unless the problem is addressed immediately repair costs could sky-rocket.

The London Fire Service estimates that one in every 10 call-outs they receive is to extinguish a fire in an empty property. Asking neighbours in the area to keep an eye on the property and informing the local neighbourhood watch that the property will be uninhabited is therefore advisable.

Vacant properties are generally seen to pose a high risk to insurers as they are more likely to become targeted by burglars. Squatters are also more likely to move in and cause damage, and a long period of neglect can lead to the property losing value.

It is imperative that property owners find the right insurance cover for unoccupied second properties. While some insurers won’t supply unoccupied home insurance, UK insurance provider Towergate specialises in insuring unoccupied homes.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







DJ PLI & DJ Insurance Explained

Pete Williams explains in a song sized video – DJ Public Liability Insurance. All Mobile DJs should have Public Liability Insurance in case of third party claims against them, we explain how DJ Insurance works

DJ Hank takes you through step by step from registration to downloading your £10 million PLI certificate
Video Rating: 5 / 5