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Shop around online for the cheapest home insurance cover

Article by Jason Hulott









When it comes to choosing your home insurance then of course you want to get the best deal for the cheapest premium. There are many different factors that have to be taken into consideration when it comes to home insurance and knowing your choices is essential, this is why when it comes to looking for the cheapest home insurance you should go online.

The internet is your best friend when it comes to digging out the best deals for your home insurance, not only does it provide you with the tools to compare many insurance companies at the same time but also it holds a vast amount of information regarding the different components of home insurance.

There are many web sites that give you the option of searching for comparisons when it comes to insurance, simply choose the type of cover you are looking for and hit a button, the site will present you with a comprehensive list of all the insurance companies and the deals they are offering. Of course you will have to know what type of insurance you need; the two basic types when it comes to home insurance are the contents and the building.

When shopping around for contents insurance then it is essential that you take an inventory of all your possessions and then come to a total amount that you wish to be insured for. If you don’t take care here you could find that you are under insured, but then on the other hand stating too high an amount could mean you are paying out a bigger premium than you need to. Also take into account any very expensive items such as jewellery and artwork, these things might not be covered in a normal policy and may need you to take out extra cover.

When it comes to buildings insurance then don’t forget about such things as out buildings, greenhouses and patio, while the standard cover will include such things as subsidence, fire and storm damage a good policy should also cover for malicious damage. Again shop around and get several quotes online when it comes to getting the cheapest home insurance cover.



About the Author

Jason Hulott is Business Development Director of Protection Insurance, an internet based insurance business dedicated to getting consumers the best rates and the best products. Visit our Home Insurance Directory.










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Home Insurance: Cheap Home Insurance – Household Quotes – Ho

Article by belle03









Take the hassle out of finding the right Home Insurance. Just complete one form and we’ll get back to you with quotes from up to 9 insurers – we make the process as quick and painless as possible.

Let us do the work and you can choose the deal that is right (and cheapest) for you.

What is Home Insurance?

“Home Insurance” covers the “building” itself and the “contents” within your house.

If your expensive camera gets stolen from your car, it’s your home insurance – not your car insurance that would cover the loss.

Insurance jargon can be confusing, but basically there are 3 types of Home insurance you need to know about:

Buildings Insurance: covers you for damage to the immovable objects on your property: house, walls, geysers and pipes.Household Contents: covers all the things in your house such as your household goods, including non-permanent fixtures and fittings like carpets and curtains, and your personal belongings including appliances; electronic items; clothing; jewellery etc.

Your portable possessions: covers your personal possessions when you wear them or take them out of the home with you – clothes, jewellery, sports equipment and cameras. Most items are covered up to a certain value (unspecified), while items like cameras and bicycles need to be specified.

Why do you need Home Insurance?

We all know the high rates of theft in South Africa. Home insurance gives you peace of mind knowing you can replace the things you have lost.

More importantly, home insurance can protect you from expensive and sometimes devastating accidents to your home.

For a relatively small amount each month these contingencies can be covered.

As with all types of insurance: don’t underinsure, don’t over insure and only get insurance that’s relevant to your needs.

Does everyone who owns a house need Buildings insurance?

Yes, if you home is bonded through a bank you are required by law to have Buildings insurance.



About the Author

Belle03 was born in Manila on October 3, 1988. She graduated from the Polytechnic University of the Philippines with a Bachelor degree in Broadcast Communication. For several years Belle03 worked as an English Teacher for Koreans in Ortigas, Pasig before getting another position as a secretary in a consultancy office in the same city. She started blogging after her graduation and is now working as a web content writer and an SEO specialist for various sites for local and international clients.










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Cheap Home Insurance Quotes – How To Get The Best Rates

ezinearticles.com By spending a little time to find cheap home insurance quotes, you could save several hundred dollars a year. The goal is to find the best homeowners protection, at a price you can afford, with a trustworthy company. This video shows you how. ezinearticles.com

A video explaining how to get homeowners and home renters insurance quotes for FREE online. It’s really easy. The website in the video is: www.great-info-products.com
Video Rating: 0 / 5

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Brite Insurance Announces Home Insurance Comparison Tool

Brite Insurance Announces Home Insurance Comparison Tool










London, UK (PRWEB) January 24, 2010

Brite Insurance, the UK’s leading home insurance brokers, (http://www.briteinsurance.co.uk/) is pleased to announce the launch of a new home insurance price comparison tool for consumers.

Unlike other price comparison tools, however, only insurance providers with the best reputation in the industry for processing, supporting, and paying out on claims, are listed.

The result is a price comparison tool for home insurance that offers only the best insurance policies, rather than simply trying to get the cheapest quote from the whole of market.

According to Brite Insurance spokesman, Bob Taylor, “In the current recession it would be tempting to think that paying the lowest premium results in paying less for the same service. This absolutely is not true. Instead, saving just a few pounds to get the cheapest insurance quote can end up costing thousands of pounds if the insurance company will refuse to respect a claim made on a policy.

“With Brite Insurance we do not want any of our customers to suffer from that, so we only offer price comparison for the most outstanding insurance companies. The quotes will not be dear, but will not be likely to be the very cheapest on the market – but they are likely to be reliable and offer the best value for peace of mind.”

Brite Insurance is part of the Brite financial group, which is currently being developed to cover a comprehensive range of financial services, not least in loans, mortgages and insurance (http://www.brite.co.uk/). The launch of the home insurance comparison is intended as a start to a wider rollout across other finance products under the Brite brand name.

This is to augment the existing range of financial products, not least mortgages, loans, and insurance, already offered under the A1 brand (http://www.britecorp.com/brands/a1/).

Brite is continuing to develop additional online brands to offer specialist entry into financial services, covering general finance, insurance, investments, property, and loads. This also includes a specialist regional niche “highland” brand for the Scottish Highlands, as part of its aim to provide extensive online coverage for the market (http://www.britecorp.com/finance/).

Contact

Brian Turner

Brite Media

0845 4306430

pr(at)britemedia(dot)co(dot)uk

http://www.britemedia.co.uk/

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