Insure Your Homes With Cheap Home Insurance Cover

Article by Henry Bell









You home is perhaps the most important financial investment that you will ever make. Therefore it is quite understandable that such an investment needs care. Apart from that, it is our duty to make sure that our homes are secured against any mishaps. For this reason, home owners should consider purchasing home insurance policy with a suitable cover.

For many people, paying for home insurance means a mere wastage of money. This is because of the amount of money that one has to pay as premium. But with the coming up of many insurance companies in the market, the rate of premium of home insurances have also come down to a great extent. So you can definitely avail a cheap home insurance cover if you search the market properly and thoroughly.

Although everyone takes proper care of their homes, but sometimes such circumstances occur that are beyond our control. These circumstances can cause a severe damage to our homes and its building structure. Again there may be the probability of thefts in your household. Can you really afford thousands and thousands of pounds more to repair your building structure or to replace the stolen items? A proper yet cheap home insurance cover can give assist you in this situation.

There are four basic types of cheap home insurance cover:

*Building structure: This will cover the damage done to your building structure including the sheds, garages, fences of the house.

*Contents of the house: This cheap home insurance cover will pay for the cost of replacement of the contents of the house if they get stolen or damaged.

*Public Liability: This will cover up the cost if anyone who is not a member of your house gets injured in the premise of your house.

*Living cost: If for any reason you have to leave your house and live outside, your home insurance cover will pay for the cost of living.

But before the purchase of any home insurance cover; you should carefully do your homework. The first thing that you need to do is to look out for potential home insurance providers. Decide properly which company will provide you the best home insurance cover. Online method of locating and buying home insurance covers has made the work of the people easier and comfortable. So without any delay go get your cheap home insurance cover now!



About the Author

Henry Bell is an author who can certainly identify the kind of insurance that you will need. He is proficient in the insurance world; he is an MBA(finance) from University of Oxford. Insuranceb.co.uk endeavors to find the best possible deals for its customers. To find cheap home insurance cover, break down cover, mobile phone insurance, motorcycle insurance, medical insurance visit http://www.insuranceb.co.uk










Despite having moved into his “dream house” only in September, Sachin Tendulkar has already secured his five-story Bandra residence with a staggering Rs. 100 crore insurance cover, one of the biggest insurance deals by an individual. The cricket icon has bought the insurance from a consortium of general insurers, according to industry sources.

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A Third of Brits Delaying Home Maintenance Projects

A Third of Brits Delaying Home Maintenance Projects











(PRWEB UK) 20 June 2011

New research reveals that cash-strapped homeowners are putting off home maintenance projects to save money. Nearly a third (32 per cent) of respondents said that they are delaying home maintenance and decorating jobs to save cash, while 22 per cent were putting off fitting a new kitchen and 17 per cent a new bathroom suite.            

The survey commissioned by leading comparison website, Gocompare, revealed that 32 per cent of Brits say that they really need to make some cutbacks to make ends meet. Not carrying out home maintenance and renovation projects were identified as areas where savings could be made. The survey also found that in order to reduce their outgoings, eight per cent of people would consider not renewing their home buildings insurance and another eight per cent would consider not renewing their insurance for their home contents.

Phil Paterson-Fox, Gocompare.com’s head of home services, commented, “In the current economic environment it is a good idea to review your finances and cut back on unnecessary spending – but it is important that in order to save money now, you don’t make false economies. For most of us, our home is our most valuable asset, so when making cut backs you need to ensure that it is adequately protected.

“Homeowners need to think carefully about the maintenance jobs they are putting off. While it may be ok to delay cosmetic redecorating jobs, essential repairs should not be ignored. Delaying structural repairs – a leaking roof for example, may lead to more damage and a bigger bill for repairs in the long-run than if it is dealt with promptly.”

Phil continued, “People should also think very carefully before deciding not to renew their home insurance. While it is not a legal requirement to insure your property, it is usually compulsory to have buildings insurance if you have a mortgage on your home. The cost of rebuilding a property after fire, flood or subsidence can run into tens of thousands of pounds, so even if you own your home outright, you need to consider what you would do if the worst happened. Similarly, before stopping your home contents insurance you need to think about whether you can afford to replace lost or damaged goods.

“A better solution to ditching your cover would be to shop around for a better deal. Only 22 per cent of those taking part in our survey had switched home insurance in the last 12 months, while 14 per cent had never changed provider.

“Using a comparison site to compare home insurance products is simple and fast, and you could save hundreds of pounds while benefiting from the same level of protection for your home. Last year, Gocompare.com customers saved on average, over £230 by switching their building and contents insurance*.”

For further information please contact:

Lynsey Walden or Anders Nilsson at Gocompare.com on 01633 654 055 / 01633 657 599

Gordon, Jason or Liz at MAW Communications on 01603 505 845

Notes to Editors:

Research commissioned by Gocompare.com. Carried out with 2,000 UK adults in May 2011 by OnePoll Research.

*£232 by switching their buildings and contents insurance after comparing policies from over 70 different insurers and brokers. (Based on Online independent research by Consumer Intelligence during 01 April 2011 to 30 April 2011, 10% of consumers could achieve this saving with Gocompare.com home insurance. )

Gocompare.com launched in November 2006 to help people find the right insurance cover at the right price. It was founded by Hayley Parsons who has worked her entire career in the insurance broking and aggregator markets and was the first comparison site to focus on displaying product features rather than just listing prices. It was this philosophy that led to Gocompare.com becoming the first price comparison site to be invited to join the British Insurance Brokers Association (BIBA) in May 2008 and helped force older comparison sites to change their ‘quick quote’ ways and stop using assumptions to calculate estimated figures.

Today, Gocompare.com provides one of the most comprehensive online car insurance comparison services in the UK as well as comparing home, pet, motorbike, van insurance and breakdown cover.

Gocompare.com is authorised and regulated by the Financial Services Authority.

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Barclays Extends Home Insurance Price Challenge

Barclays Extends Home Insurance Price Challenge










(PRWEB) February 8, 2006

The Barclays home insurance price challenge offer has proved so popular with customers that it is being extended. With our Home Insurance already in many best buy tables, if Barclays cannot beat a customer’s existing home insurance price we promise to beat it and give customers an extra £50 when they switch.

The price challenge offer is available through the Barclays insurance website (http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?site=pfs&task=channelFWgroup&value=7391&target=_self), Barclays and Woolwich Branch Network and via call centres. Barclays Home Insurance offers price competitive cover and existing customers are already making savings in nine out of ten of cases.

To make the most of this offer customers should go into a Barclays or Woolwich branch near them for a quote and take along details of their existing policy. The customer must had have two years without a claim on their existing home insurance and the quote will be ‘like for like’. If their existing policy is actually cheaper ‘we will beat the price’ and give them £50 in cash’. This price challenge has been extended until 31 July.

For more information:

https://www.barclaysgeneralinsurance.co.uk/Home?campaignCode=HPBEAT002

For further Information:

Emma Keens

Barclays PR

0207 116 6145

Notes to Editors

Barclays PLC is one the world’s largest global financial services providers primarily offering banking, investment banking and investment management services. Present in over 60 countries, Barclays is a leading provider of global services to over 20 million customers and employs more than 78,800 people worldwide.

This extended offer runs until 31 January to Barclays and Woolwich customers and is not available with any other offer.

This offer only applies where the customers existing home insurance policy and Barclays Home Insurance are like for like i.e. covering the same risks, and only applies to customers who are eligible for Barclays Home Insurance, purchase it in a Barclays or Woolwich branch or via the call centre and have 2 years no claims on their existing home insurance. In some cases cover will not be available.

Call 0800 15 16 17 for the Price Challenge. Calls may be monitored and/or recorded for security or training purposes. This offer does not apply to Barclays Finer Home Insurance.

If a customer is eligible to claim, they will be sent by post £50 within 28 days of a Barclays branch receiving the required prove of customer’s existing policy details. Only one £50 and one price match up to a maximum of £475 will be made per household.

Full terms and conditions are available in Barclays or Woolwich branches or from the press office.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.