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Insure Your Second Home with Holiday Home Insurance

Article by Henry Bell









Owning a holiday home is like a dream come true for many people in UK. It has been estimated that almost 500000 people in UK own a holiday home either in Spain, Turkey etc. Along with this excitement of owning a holiday home, you should also take proper measures to ensure its safety. These holiday homes are more prone to risks like burgling, liability etc. So, if you own or are planning to buy a holiday home abroad like Spain, France etc and even in UK, you should certainly purchase a holiday home insurance policy.

Most standard or normal policies do not cover holiday homes or second homes. For this you will need a holiday home insurance. Different types of cover that are included in holiday home insurance are:

*Home contents insurance: With this holiday home insurance cover, the insurance company will provide the costs of replacement or repairing of the contents of the holiday homes if they get damaged somehow or the other.

*Building insurance: With this cover the building structure of your holiday homes. It will also cover the trees, shrubs, and sheds etc. that are present within the compound of your holiday home.

*Liability cover: This type of cover in holiday home insurance policy is to cover the expenses of treatments of the domestic servants, cleaners etc if they get injured during their work in your holiday homes.

Though it is true that you can purchase holiday home insurance from the place where your holiday home is, it is a much better option to buy this insurance from UK. This is because of the use of different language in that place. This can be a deterrent to obtaining a perfect holiday home insurance policy. By purchasing a holiday home insurance plan from UK, you can overcome this language problem; also the entire document will be in English and all the claims will be handled in UK.

As it has been told earlier that holiday home insurance will not be covered under your normal policy, so to avail this insurance, you need to do a thorough and detailed study of all the companies that provide holiday home insurance. The internet is an easy way to get access to all these information. With all the companies having their own websites, you can now sit in your home or office and can do the searching and sometimes even the buying part. So go get a holiday home insurance now.



About the Author

Henry Bell is an author who can certainly identify the kind of insurance that you will need. He is proficient in the insurance world; he is an MBA(finance) from University of Oxford. Insuranceb.co.uk endeavors to find the best possible deals for its customers. To find holiday home insurance, travel insurance in UK, home Insurance in UK, van insurance, motorcycle insurance, holiday insurance visit http://www.insuranceb.co.uk










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Saving Money on Homeowners Insurance

Insurance may be necessary, but it doesn’t have to be expensive. Our money reporter Stacy Johnson has been giving us ways to save on insurance all month. Today he explores homeowners insurance.

Learn the basics about homeowners insurance in a flash. Hear from a one of the nation’s top insurance advisors who will explain why homeowners insurance is so important, help demystify the homeowners insurance process and quickly provide you with a good understanding of important insurance terms and concepts. www.lifehappens.org

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Foremost Insurance Announces Improvements to Dwelling Fire Program in Texas

Foremost Insurance Announces Improvements to Dwelling Fire Program in Texas












Grand Rapids, MI (Vocus/PRWEB) February 01, 2011

Foremost Lloyds of Texas has improved its Dwelling Fire program. Foremost® targets landlord and rental property customers with new, larger discounts, including a discount for our Platinum Package for landlords.

“We’re excited about these improvements to our program,” says Debbie Boam, Foremost zone executive director. “The new discounts are a great benefit to customers, offering a competitive price for quality coverage.”

Some of the new discounts include:

    Insurance scores are now used as a rating parameter for landlord business, and customers could qualify for up to a 10% discount.
    The discount for newer homes ranges from 2% to 25%.
    Customers who have more than one rental or vacant property insured with Foremost qualify for a discount of up to 10%.
    Landlords using a Property Management Company are eligible for a discount.
    Landlord Association members are eligible for a discount.
    There is a tenant screening discount available for each of five types of screenings.
    Customers with no prior claims will receive a discount.

Introducing the TDP-3 policy for Landlords

Foremost now offers a Comprehensive TDP-3 policy for Landlords (not applicable in tier 1 or tier 2 counties.) “We understand that different landlords want different levels of coverage,” Boam says. “This comprehensive policy provides customers with the opportunity to purchase more extensive coverage for their rental properties.”

Foremost-appointed producers can book expanded Dwelling Fire business on http://www.ForemostSTAR.com. To become appointed with Foremost, producers can call 1-800-237-6136 or visit http://www.ForemostAgent.com. To share your feedback, visit our Facebook page at http://www.Facebook.com/foremostinsurance or our Twitter page at http://www.Twitter.com/foremost.

A part of the Farmers Insurance Group of Companies®, Foremost Insurance Group (“Foremost”) has been a leader in personal lines insurance since 1952. Foremost is headquartered in Caledonia, Michigan. Farmers is a trade name and may refer to Farmers Group, Inc. or the Farmers Exchanges, as the case may be. Farmers Group, Inc., a management and holding company, along with its subsidiaries, is wholly owned by the Zurich Financial Services Group. The Farmers Exchanges are three reciprocal insurers (Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange), including their subsidiaries and affiliates, owned by their policyholders, and managed by Farmers Group, Inc. and its subsidiaries. For more information about Farmers, visit http://www.Farmers.com or http://www.Facebook.com/FarmersInsurance.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







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Property Landlords Insurance News: Flux Now Offers Landlords Free Contents Cover with its Building Insurance Scheme

Property Landlords Insurance News: Flux Now Offers Landlords Free Contents Cover with its Building Insurance Scheme











Flux can offer landords free contents cover


(PRWeb UK) July 23, 2009

Mortgages are harder to get these days and there are an increasing number of people turning to the rental market for housing which is good news for landlords. However, landlords in the furnished sector often find it difficult to get contents cover for their properties. Now Adrian Flux’s landlord division can include free contents cover with its landlord’s building insurance to offer a comprehensive package.

“By including free contents cover with the buildings insurance we are able to offer landlords an extremely cost-effective policy,” says Julie Carter of Flux. “It also cuts down on the paperwork and hassle for landlords when it comes to sorting insurance.”

Flux’s scheme offers landlords comprehensive cover for the building itself. The free contents insurance is designed for furniture and fittings that landlords supply with furnished lets, including beds, curtains, sofas and kitchen equipment, and some of Flux’s policies offer cover up to £10,000 in value.

The free cover is only for the landlord’s fixtures and fittings and is not designed to cover a tenant’s personal property items.

Adrian Flux Insurance Services aims to offer cheaper property insurance and has a range of policies for landlords and buy to let, including specialist schemes for hard to insure properties such as thatched homes, flat roofs, underpinned buildings and those at risk of flooding. For information call the Flux household insurance hotline on 08700 772266, email household@adrianflux.co.uk or visit the website, http://www.adrianflux.co.uk, and click on the relevant button under the ‘Home Insurance’ section.

Free contents cover for landlords.doc – Aug-09

Press Enquiries:

TONI TURNER OR ALISON HAYNES AT THE PUBLICITY WORKS: (01263) 761000; Email: flux (at) publicityworks (dot) biz

JULIE CARTER AT ADRIAN FLUX INSURANCE SERVICES: (08700) 772266

SEPARATIONS CHARGES: Offers can only be dealt with by fax (01263 761009) or email (seps (at) publicityworks (dot) biz). All offers are considered and we will contact you if the answer is ‘Yes’. Otherwise the answer is, regrettably, ‘No’.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.