Article by Nacams Team
Before you set out on the path toward financial success as a professional yoga teacher, you need to be sure you have laid a strong foundation for your career. This means making sure all your “ducks are in a row,” as far as your nail station and equipment, your skills and education, your license to perform these services, and also your insurance for yoga instructors.
The last item on the above list–insurance for yoga instructors–is one that may not be at the forefront of your mind, especially if you are still busy finishing up your training, securing a station for providing your services and obtaining your license to perform your services as a yoga teacher. However, it is important to make sure you have your insurance for yoga teachers in place before you begin doing business.
In many areas, possessing insurance for yoga teachers may be a legal requirement, meaning that you must have yoga insurance in order to legally provide your services at a yoga studio, whether you own the salon or simply work there at your own station.
There are a few key reasons why it is so important to sign up for yoga liability insurance, even if you happen to live or work somewhere that does not require such a policy. The main reason is the fact that yoga insurance can provide crucial financial protection and coverage for your and your business in case a client ever files a claim against you.
As a professional yoga teacher, the risk of having a client file a claim against you for damage or injury may be relatively low–especially in comparison to other professionals who offer more invasive and inherently risky services, such as surgery or dental work. However, the fact remains that there is still some risk involved with being a professional yoga teacher, and that risk should be insured via insurance for yoga teachers.
One of the easiest risks to understand, and one that applies to nearly every person who has clients come to them for goods or services, is the risk of having a client suffer an accident on your property, such as a slip, trip or fall. If this happens, and the client decides to sue you for the damage or injury–since the accident occurred on your property–you will need the general liability aspect of your yoga liability insurance to kick in and provide the necessary financial coverage.
Of course, yoga liability insurance provides several other important forms of protection as well, including professional or malpractice liability insurance and property liability insurance.
Yoga Journal is an American based media company that publishes a magazine, a website, DVDs, and puts on conferences all devoted to yoga, food and nutrition, fitness, wellness, and fashion and beauty.”Yoga Journal” was started in May 1975 by the California Yoga Teachers Association, which included William Staniger, Chairman (aka William Golden since 1982), Rama Vernon, President, Janis Paulsen, Secretary/Treasurer, and board members Ike and Judith Lasater, Rose Garfinkle, and Jean Girardot. William Staniger was Yoga Journal’s founding editor.
About the Author
The National Association of Complementary and Alternative Therapy (NACAMS) is a national insurance provider offering CAM professionals comprehensive liability insurance and practice support. While providing the best value to the practicing CAM professional, NACAMS liability insurance package is the most comprehensive in the CAM industry. By focusing our liability insurance exclusively on the complimentary and alternative medicine professional we are able to provide a personalized experience and a comprehensive plan of member benefits.
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