British Insurance New Products – Home, Landlord, Unoccupied Property policies

British Insurance New Products – Home, Landlord, Unoccupied Property policies











(PRWEB) January 30, 2011

Alongside PPI cover, the firm now has policies for people with overseas and UK holiday/second homes, unoccupied properties, those requiring standalone home emergency support and landlords.

British Insurance says its new-look portfolio offers extensive cover and support services, something other providers often charge extra for. For example, there’s a ‘pass the phone’ multi-lingual interpretation service offering 24/7 English-speaking support for overseas home-owners.

People left with the responsibility of managing empty properties on behalf of relatives have much-needed flexibility with the option of three, six, nine or 12 month insurance periods for unoccupied property insurance cover

Those with home emergency cover insurance can be reassured of a response within two hours* to heating system or electrical failures and a team is also on hand to unblock drains, source and repair internal leaks and replace locks and glazing where necessary. Our home emergency cover helps take the stress out of home emergencies by covering important areas of your home against the cost of unexpected emergencies.

The landlord insurance policy covers usual risks – storm, flood, theft, malicious damage, loss of rental income, periods of vacancy, property owners’ liability, leak tracing and access, replacement locks etc, plus offers legal support and accidental damage.

British Insurance has always advocated consumers should easily be able to source and buy any type of insurance and have access to information that allows them to make an informed decision prior to purchase.

Managing Director, Nel Mooy, comments: “BI has a reputation as a reliable, trustworthy, no-nonsense provider of good-value products. As part of the Towergate Partnership, we’re able to offer additional affordable insurance policies and, we feel well placed to tap into our loyal and satisfied customer base.”

She concludes: “Insurers must make their policies easy to understand, accessible and affordable – these latest low-cost additions underline our commitment to do this on a wider scale.”

To view the product range visit http://www.britishinsurance.com

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New Website Launched for Colorado Homeowners for Free Home Insurance Quotes and Home Insurance Estimates to get the Best Insurance Policies Available Online.

New Website Launched for Colorado Homeowners for Free Home Insurance Quotes and Home Insurance Estimates to get the Best Insurance Policies Available Online.











Colorado Home Insurance Quotes


Denver, CO (PRWEB) July 30, 2012

Besides providing free home insurance quotes for Colorado residents, this new website has a homeowners insurance guide offering tips and tricks on how to get the best homeowners insurance and is specifically tailored to Colorado homeowners, renters and landlords.

No longer do homeowners have to scour the web for a place to get competitive home insurance quotes. This website is a one stop shop to get relevant information and to get free home insurance estimates.

This new website is a fantastic asset for Colorado homeowners. It’s an online resource offering knowledge on all aspects of house insurance. There is a comprehensive Homeowners Insurance Glossary, and a Colorado Insurance FAQ section. The website answers questions like:

What does homeowners insurance cover?

What type of insurance does a renter need?

What are the benefits and pitfalls of cheap home insurance?

What are the best homeowners insurance rates in Colorado?

How do deductibles effect home insurance policy rates?

How can discounts be applied to a home insurance policy?

What types of insurance does a landlord need?

What is the homeowners insurance average cost for Colorado?

Colorado is home to severe weather like high winds, hail storms, and tornados. Natural disasters like 100 year floods and yearly wildfires are also common to the Colorado front range and back country. Homeowners in this state need to have an adequate home insurance policy to cover their losses in the event of a disaster. Many homeowners who suffered from the Waldo Canyon, High Park and 4 Mile Canyon wildfires were not covered adequately with their insurance policies. Their recovery from the wildfire was aggravated because they could not get the insurance agency to cover all their losses due to being under insured. Getting a comprehensive insurance policy at the best rate available can save frustration in the future.

These Colorado insurance agents will produce a homeowners insurance quote that offers great rates that fulfill specific needs. This makes rebuilding after a disaster or even just getting a new roof after a severe storm easier. Focusing on Colorado residents, this website offers a free no-obligation homeowners insurance quote to make sure one gets the best rate on their insurance policy.

For additional information, please contact us or visit http://www.ColoradoHomeInsuranceQuote.com.











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Overseas Property Insurance Policies – The Best Means to Protect your Real Estate Investments Abroad

Article by Groshan Fabiola
























At present, buying overseas properties can offer you an entire series of benefits. First of all, when you own overseas properties you can easily transform them into holiday homes or villas, thus ensuring that you will be able to fully enjoy your vacations away from home. Whether you decide to spend your vacations with your family, friends, or unaccompanied, a holiday home in a beautiful, quiet place offers the perfect refuge against quotidian stress and routine, allowing you to relax and have a great time during your stay.

In addition, from a financial point of view, the decision of buying a property in a popular location with great potential for attracting tourists enables you to make substantial profits during holiday seasons, by hiring that property out to regular or occasional tourists tired of expensive and overcrowded hotels. Another great way to make a substantial profit is to invest in overseas homes in locations that are still under development – for instance, remote places that haven’t yet gone through a complete process of urbanization but are expected to become tourist, commercial or industrial centers in the near future. If you decide to enter in possession of overseas properties in such areas, your investments will become very profitable later on, when your properties’ value will rise significantly.

Thus, by transforming your overseas properties in holiday homes or villas, not only will you be able to save lots of money on accommodation and spend your vacations in great conditions (in the comfort of your own home, away from the agitation characteristic to most hotels), but you will also be able to make great profits by offering your properties for rent. Whether you are looking for a profitable real estate investment or simply want to own a place where you can spend your vacations, buying an overseas property is an idea worth considering.

Regardless of the reasons why you decide to buy an overseas property, remember to close an appropriate overseas insurance policy for that property as soon as possible. To own an overseas property offers many advantages but also involves a series of risks, so an adequate overseas property insurance policy is needed in order to efficiently protect your investment.

There are many risks associated with owning overseas properties, be they holiday homes, villas, apartments or other real estate investments. The less frequently you visit your holiday home or villa, the more exposed that property is to unfortunate events such as fires or break-ins. Even if your overseas property is occupied all year round, (if you hire out that property on long term) it is still vulnerable to an entire series of accidents and should be protected through a solid overseas property insurance policy.

If you have properties abroad and are interested in obtaining the most appropriate property insurance policies for competitive rates, then it is advisable to hire the services of a prominent, respectable insurance company specialized in providing competitive overseas property and holiday home insurance policies. To corroborate efficiency with convenience, you should consider hiring the services of an UK insurance company for all your prospective overseas property and holiday home insurance deals; by dealing with an insurer based in the UK, you will have the guarantee that your closed insurance policies will be properly handled, that you will rapidly and effortlessly enter in possession of your policy documents (all overseas property and holiday home insurance policies provided by UK insurers are written in English, so you will eliminate the need for costly and time-consuming document translation) and that all claims are paid in Pounds Sterling.

With the help of a dedicated, reputed UK insurance company specialized in overseas property and holiday home insurance policies, you will be able to close the best insurance deals in less time, with less effort and for less money, and you will receive the guarantee that even in your absence, your properties abroad will be comprehensively and efficiently covered.

About the Author

For greater resources on holiday home insurance or especially about overseas property insurance please visit this link http://www.larkquickquote.co.uk/overseas_quote.php












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Why are the liability insurance policies required for every person

Article by Sam Jensen









There are many various insurance policies, which are provided by the insurance companies in present days. Some of them are required others depend on other needs. The liability insurance method is one of the required insurance policies, because it provides coverage for individuals or business and it provides protection against lawsuits in each situation of negligence, injury or malpractice. If someone is injured on our property and if the same person wants to take money from our pocket, and if we are liability policy holder it will provide coverage for us and will cover the costs. The liability insurance method is vital for each business owners and for the people, which own some property. We can be sued by someone, which is sustained or injured by anything, which is our property, and that can cause financial ruin for us. With the liability insurance method we will be more secured and not so worried.

The commercial property, product and general business liability are common products of the business insurance. The general liability is a policy, which provides coverage for the business owners and the legal hassles from negligence, injuries or accidents. The product liability insurance policy is helpful for manufactures or others, which are included in the distribution channel or if they distribute some products. This insurance method will protect us against any lawsuits from some injuries, which are caused by our product. The commercial property liability insurance method provides coverage to damage or third-party injuries, which are caused on our business property.

The professional liability insurance is often known as omissions and errors insurance, and it is a specific type of any kind of business insurance method, which provides coverage for the service providers. Each independent worker or business owner, which is delivering services, must purchase this liability insurance method. It will protect us for negligence, errors and malpractice during the delivery of our services. In many areas the various professionals are required to purchase professional insurance policies. For example the physicians in the most states are required to purchase professional insurance policies.

The liability protection is important and each household and every single homeowner. Our home insurance liability will cover us for lawsuits, which are result from someone is being experience or injured property damage, while it was on our property. The home liability policies are providing coverage for the medical payments, which we are required to pay if someone is injured on our property. That shows how much important and well-settled the insurance methods in present days are and why we are required to purchase them.

We can even purchase bundles, which are including liability insurance policies with protections for our property and business. These bundles are provided by many insurance companies in present days, and they are one helpful method for getting cheaper liability insurance policies.

The Danes have a very interesting word for liability insurance and it is lovpligtig ansvarsforsikring. If you would like to buy one, visit this Danish website where you will find the best prices. To read all about professional and general liability policies and the differences between the two types, click here.



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