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Cost Advise Home Insurance Policy Holders to Revisit Their Cover

Cost Advise Home Insurance Policy Holders to Revisit Their Cover











Online comparison website


(PRWEB UK) 19 July 2012

Online comparison experts at Cost.co.uk are specialists in sourcing the right and the best deals for their consumers on variety of subjects across insurance, money, travel and utilities. The comparison professionals are also dedicated to producing regular informational guides and advice on those subjects. The latest advice concerns home insurance, specifically assessing the appropriate levels of cover against the reasons to insure your home after a recent survey found that one in ten Brits do not have sufficient house insurance.

Cost’s insurance specialist shares his view on the matter:

“Although house insurance policies are not a legal requirement, you’re home is most likely your prize possession so it would be prudent to have insurance- and you probably wouldn’t be able to qualify for a mortgage without it”.

“After recent statistics reveal that over 1.5m householders are not covering their homes with both buildings and contents insurance, Cost examines the most recent and relevant reasons to take out both forms of protection”.


    Weather: 2012 has seen a mixture of extreme variances in weather (already one reason to fully protect your home). Severe winds at the beginning of the year affected homes nationwide causing roof damage, broken chimneys and fences and much more.

April and May saw widespread drought after a lack of rain- a main cause of building subsidence. And the next month rain was the culprit after the wettest June on record causing mass flooding and water damage to more than 3,000 homes in the UK.

Needless to say, if you live in a flood-prone area you definitely should have contents and buildings insurance as well as special flood insurance if these policies do not provide flood protection cover.

    Homeless: If you only have home contents and not buildings insurance, you may find yourself with nowhere to live if your home becomes inhabitable. Buildings insurance policy holders will be covered in such event and will be provided alternative accommodation as stated in the insurer’s policy.

    Multi-policies discount: Like most insurance policies available today for cars and gadgets etc, many insurers will give you a discount for taking out two different home insurance policies (i.e. buildings and contents).

    Did you know: Some insurers provide protection over things like sheds, fences, BBQs and even plants, in their buildings insurance policies.

The Cost team also regularly publish the latest news and developments concerning issues surrounding money, insurance, travel and utilities.

Based in Essex, Cost is one of the UK’s leading price comparison sites. Allowing their online customers access to companies offering a range of insurance (including wedding insurance), financial and travel services, the firm specialise in providing a personal experience. Founded in 2012, the agency has a trusted reputation for sourcing the most ideal policies at affordable prices.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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Couple become 100,000th Home Insurance Policy Holder with Castle Cover

Couple become 100,000th Home Insurance Policy Holder with Castle Cover











Poole, United Kingdom (PRWEB) February 24, 2008

The local Poole firm Castle Cover only started trading in July 2006 offering buildings, contents and house insurance now boast a wider portfolio of insurance based products for the over 50’s including car, travel, and pet. From the start they have gone from strength to strength offering fantastic products and excellent customer service for their over 50’s customers. As previously reported they were recognised as the fastest growing home insurer in the UK during 2007.

Mr & Mrs Baxter from Wareham became the 100,000 policy holder and said, “The staff were very friendly and helpful, giving us expert advice on our buildings and contents cover. We saved £70 and have fantastic cover; we will definitely recommend Castle Cover to all our friends.”

Managing Director Andrew Marchington said “It is phenomenal how much we have managed to achieve in such a short time and we are looking forward to our next 100,000 policy holders which is well on target in the next two years. We now employ over 200 people in Poole which is brilliant for the local economy and are looking to recruit further in 2008.” For details of vacancies please go to http://www.jobspoole.com

Castle Cover launched on 31st July 2006 as a new entrant in the ever growing over 50’s general insurance market. Castle Cover is the third major brand within the fifty plus insurance market

Castle Cover is led by well-known industry expert, Andrew Marchington and is backed by HSBC Bank and Asset Ventures Ltd., part of the family investment vehicle that controls Primary Group, the Bermuda based insurance distributor.

Castle Cover will hit a turnover of £100m and sign up over half a million customers by 2011.

Castle Cover has the advantage of launching with a blue chip panel that includes AXA, RSA and AIG giving a great advantage in neither being tied to one supplier, nor owned by an Insurer.

Marchington does not believe the over 50’s have had a good deal on Insurance and therefore believe Castle Cover will carry on their rapid success within the market place. The over 50’s are more likely to be careful with their homes and possessions and less likely to exaggerate or make up home insurance claims, making them low risk.

Castle Cover is based in Poole, Dorset, United Kingdom where over 400 jobs will be created by 2011 and offer a UK based customer services.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







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Insurance Policy Helps Businesses Stay Green

Insurance Policy Helps Businesses Stay Green











Warren, NJ (Vocus) December 9, 2008

If your business was green before a loss, it will be green after a loss. That’s the message behind a new endorsement to the commercial property insurance policies from the Chubb Group of Insurance Companies.

“For years, Chubb has been a leader in insurance protection for green buildings through its commercial property insurance policies,” said Peter Thompson, vice president, Chubb & Son, and worldwide energy manager for Chubb Commercial Insurance. “However, some of our customers didn’t realize that as their businesses increasingly take steps to protect the environment, their Chubb commercial property insurance policy would automatically protect their ‘green’ investments if there was a loss. Our new endorsement highlights this important product feature.”

Since 1994, Chubb’s commercial property insurance policies have insured green features on a replacement-cost basis. These features include vegetative roofs, solar panels, geothermal systems, wind turbines, groundwater collection systems and Energy StarTM equipment. The policies also provide:

Business income and extra expense insurance, which can help companies with green properties quickly restore their operations after a loss. For example, an insured business can be reimbursed for the extra expense it incurred to purchase power from a public utility until its alternative power-generating equipment is repaired or replaced.
Reimbursement for the costs of hiring an accredited design and reconstruction professional, registration and certification fees, diverting recyclable debris after a loss to recycling facilities rather than landfills, and other green services.
A period of restoration that recognizes that it may take longer to rebuild a green building to its pre-loss condition than a typical office building and, therefore, take longer to restore business activity and revenues.
Thompson added that the technology behind developing green building standards is changing rapidly, and that government intervention worldwide is helping to accelerate the green building market. The market value of new green building construction this year is more than $ 12 billion and is expected to be $ 60 billion by 2010, according to McGraw-Hill Construction Greening of Corporate America SmartMarket Report.

For more than 20 years, Chubb has been insuring renewable energy producers and distributors, including wind turbines, ethanol and biodiesel plants, solar energy systems, hydroelectric power generators and other renewable energy operations. Chubb loss control and underwriting specialists have completed Leadership in Energy and Environmental Design (LEED) professional accreditation to help identify, develop and advance the loss control programs for green buildings and other property.

The member insurers of the Chubb Group of Insurance Companies form a multi-billion dollar organization providing property and casualty insurance for personal and commercial customers worldwide through 8,500 independent agents and brokers. Chubb’s global network includes branches and affiliates in North America, Europe, Latin America, Asia and Australia.

Chubb Group of Insurance Companies

15 Mountain View Road

P.O. Box 1615

Warren, New Jodi Dorman

(908) 903-2608

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.