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InsuranceHotline.com Launches Insurance Myth of the Week Program

InsuranceHotline.com Launches Insurance Myth of the Week Program












Toronto, ON (PRWEB) January 19, 2012

There are so many fallacies about insurance that pervade the market. In an attempt to dispel these myths and educate consumers, InsuranceHotline.com has launched a myth of the week program. Each week, a new myth will be featured and exposed on InsuranceMyths.ca, covering many types of insurance including auto insurance, home insurance, travel insurance, life insurance and motorcycle insurance.

“InsuranceMyths.ca was developed to shed light on some of the most common myths because informing consumers to help them save on insurance is our primary objective” says Tammy Ezer of InsuranceHotline.com. “Myth-related content tends to perform well and there are a surprising number of insurance myths out there so we decided to launch a program exclusively focused on this type of content.”

The videos begin with ‘man-on-the-street’ interviews to establish consumer perceptions regarding the myth in question. They proceed to reveal the truth behind the myth as viewers discover the accuracy, or lack thereof, of consumer opinions by learning something specific about the topic being investigated.

For the month of January, the following myths have been/will be investigated and revealed.


Accident Forgiveness – Consumers learn the truth behind accident forgiveness and what it actually covers.

Young Drivers – Do young drivers always pay more for car insurance? Find out on InsuranceMyths.ca

OHIP Coverage – Many travelers may think that everything is covered through OHIP while travelling outside of the province or the country. Watch the video to find out if this is true.

Weather-Related Car Accidents – This topic is very relevant, as the winter weather is here. Find out if drivers can blame car accidents on snowy weather or icy road conditions.

Home Insurance Coverage – Does home insurance cover ‘acts of God’ such as tornadoes and hail storms? It’s important to know what a home insurance policy actually covers.

Knowing the true facts behind insurance is very important; as any false insurance information can cost people money. Everyone needs to stay informed about insurance and understand what is covered on an insurance policy. Simply visit InsuranceMyths.ca each week to dispel a new insurance myth.

About: InsuranceHotline.com is a free online insurance rate comparison service that directs consumers to its large network of more than 30 insurance companies and licensed insurance professionals and provides quotes based on the lowest rates available through its network. In business since 1994, InsuranceHotline.com does not sell insurance, is not a licensed broker, and is not owned in whole or in part by an insurance company, agent or brokerage; ensuring consumers get a truly unbiased quote.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







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Foremost Insurance Expands Dwelling Fire Program in South Dakota

Foremost Insurance Expands Dwelling Fire Program in South Dakota











Foremost logo


Caledonia, MI (Vocus) April 3, 2010

Foremost Insurance Group is expanding its Dwelling Fire program in South Dakota effective April 1, 2010. Foremost® is targeting standard and preferred landlord and rental property customers with new, larger discounts.

“We’ve improved our competitive position in the market, so we’re not just limited to non-standard business anymore,” says Karen Marszalec, Foremost zone executive director. “We now target standard and preferred business, too. In addition, there are numerous discounts in the new program to help agents sell and retain business.”

Some of the changes to the Dwelling Fire program include:

    Financial Responsibility Scores are being used as a rating parameter for landlord business (new business only) with a discount of up to 20%.
    Owners with another personal lines or qualifying life policy with Foremost, Farmers®, Bristol West® or 21st Century may qualify for a 5% discount.
    Owners with more than one rental or vacant property insured with Foremost may qualify for a discount of up to 10%.
    Owners using a Property Management Company may receive a discount.
    Landlord Association members may receive a discount.

Foremost is also broadening its underwriting and accepts the following:

    Homes with open foundations
    Customers who have had a lapse in coverage
    Customers with up to five losses
    Multiple dwellings on premises
    Vacation rental properties

Foremost-appointed agents can book expanded Dwelling Fire business on http://www.ForemostSTAR.com. To become appointed with Foremost, agents can call 1-800-237-6136 or visit http://www.ForemostAgent.com. To share your feedback, visit our Facebook page at http://www.Facebook.com/foremostinsurance or our Twitter page at http://www.Twitter.com/foremost.

Foremost Insurance Group is a single source for personal property and casualty and commercial insurance. A part of the Farmers Insurance Group of Companies®, Foremost has been a leader in the insurance industry since 1952. Foremost is headquartered in Caledonia, Michigan.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







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Clopton Capital Prepares for Launch of Micro Business Loan Program

Clopton Capital Prepares for Launch of Micro Business Loan Program










Chicago, IL (PRWEB) January 10, 2012

Months ago, Clopton Capital, a Chicago-based business loan provider, acquired the ability to refer micro business loans through a third party and thus monetize loan requests they would have had to previously discard. The firm now intends to integrate and market this service through their primary website, CloptonCapital.com in the coming weeks. While they don’t believe this service will make them a significantly higher profit, they do however feel it will decrease current disadvantages in their marketing plan by allowing them to make a reasonable profit off of micro business loans instead of making nothing at all. “This is a program I have been searching for for quite some time. Now that I have it I feel I can leave a more positive impression on those seeking business loans who I previously couldn’t justify seeking a loan for. It benefits us and those who happen to stumble upon our website”, said Jake Clopton, the founder of Clopton Capital.

Clopton Capital’s future plans involve integrating this micro business loan referral portal into several of their other websites and to find other services that their clients can benefit from which can either be providing by Clopton Capital or through some sort of viable referral agreement. One such idea is to provide semi truck insurance via their semi truck financing website and another is provide commercial property insurance for the various properties they finance. Neither of these ideas have been completely accepted as viable as of yet.

Any businesses or commercial real estate owners who are seeking business loans are urged to contact Clopton Capital at 866.647.1650 or via their website CloptonCapital.com.

For more information about Clopton Capital’s business loan services visit their website dedicated to them at CloptonCapital.com. To join their financial link exchange visit CloptonCapital.com/link.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







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Foremost Insurance Announces Improvements to Dwelling Fire Program in Texas

Foremost Insurance Announces Improvements to Dwelling Fire Program in Texas












Grand Rapids, MI (Vocus/PRWEB) February 01, 2011

Foremost Lloyds of Texas has improved its Dwelling Fire program. Foremost® targets landlord and rental property customers with new, larger discounts, including a discount for our Platinum Package for landlords.

“We’re excited about these improvements to our program,” says Debbie Boam, Foremost zone executive director. “The new discounts are a great benefit to customers, offering a competitive price for quality coverage.”

Some of the new discounts include:

    Insurance scores are now used as a rating parameter for landlord business, and customers could qualify for up to a 10% discount.
    The discount for newer homes ranges from 2% to 25%.
    Customers who have more than one rental or vacant property insured with Foremost qualify for a discount of up to 10%.
    Landlords using a Property Management Company are eligible for a discount.
    Landlord Association members are eligible for a discount.
    There is a tenant screening discount available for each of five types of screenings.
    Customers with no prior claims will receive a discount.

Introducing the TDP-3 policy for Landlords

Foremost now offers a Comprehensive TDP-3 policy for Landlords (not applicable in tier 1 or tier 2 counties.) “We understand that different landlords want different levels of coverage,” Boam says. “This comprehensive policy provides customers with the opportunity to purchase more extensive coverage for their rental properties.”

Foremost-appointed producers can book expanded Dwelling Fire business on http://www.ForemostSTAR.com. To become appointed with Foremost, producers can call 1-800-237-6136 or visit http://www.ForemostAgent.com. To share your feedback, visit our Facebook page at http://www.Facebook.com/foremostinsurance or our Twitter page at http://www.Twitter.com/foremost.

A part of the Farmers Insurance Group of Companies®, Foremost Insurance Group (“Foremost”) has been a leader in personal lines insurance since 1952. Foremost is headquartered in Caledonia, Michigan. Farmers is a trade name and may refer to Farmers Group, Inc. or the Farmers Exchanges, as the case may be. Farmers Group, Inc., a management and holding company, along with its subsidiaries, is wholly owned by the Zurich Financial Services Group. The Farmers Exchanges are three reciprocal insurers (Farmers Insurance Exchange, Fire Insurance Exchange and Truck Insurance Exchange), including their subsidiaries and affiliates, owned by their policyholders, and managed by Farmers Group, Inc. and its subsidiaries. For more information about Farmers, visit http://www.Farmers.com or http://www.Facebook.com/FarmersInsurance.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







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