PublicLiabilityInsurance.org Adds Liability Protection Information for UK Clubs and Societies

PublicLiabilityInsurance.org Adds Liability Protection Information for UK Clubs and Societies












London, UK (PRWEB) September 13, 2012

The UK information website PublicLiabilityInsurance.org has just added important new feature content to help clubs and societies understand how and why Public Liability Insurance (PLI) can bring beneficial and necessary protections. PublicLiabilityInsurance.org provides detailed information and guidance on the importance of Public Liability Protection for individuals and small business.

Regardless of the appearance of potential for accidents on its face, any type of club or society can be subject to unforeseen accidents, damages and illnesses for which they are held liable.

In order to help all types of clubs and organisations understand the specifics of why and how PLI is a necessary protection against injury or damages claims, the information website PublicLiabilityInsurance.org has just released new informational content that specifically addressing these issues.

“Regardless of function, members or where they meet, any UK club, society or organisation can find itself facing injury or damage claims,” said a PublicLiabilityInsurance.org representative. “Consequently, its leadership must carefully consider securing a public liability policy to provide a financial safety net to cover costs on its behalf.”

The broadly reaching overview begins by explaining the ways in which every club or society’s responsibilities for safety go beyond attending members. Differing types of environments where clubs may function and the possibilities for damage and injury claims are discussed in detail. “The bottom line is that those with overall responsibility for the running of clubs and societies of any kind have a duty of care that encompasses their members, their place of operation and any people that come in contact with them,” said the representative.

The new content then delves into how clubs and societies can assess the liability cover needed via self-creation of a risk assessment list that looks at all aspects of the organisation. Readers are given an Accidents & Injuries Assessment template for creating their own risk assessment that looks at members, ancillary personnel, the activities and the environments in which the club and its members meet and fulfill club activities. “The nature and length of your ‘risk list’ will understandably be dictated by the types of activities you are involved in providing,” said the representative.

Differing scenarios and types of supplemental insurance that can bolster or supersede PLI in specific scenarios are discussed ranging from Employers Liability insurance, Commercial Vehicle Insurance, Event Insurance and more. The overview concludes by helping clubs, societies and other organisations determine the best approach to finding and ensuring that they have the right public liability insurance policy for sufficient protection against the unforeseen scenario. For more information, please visit http://www.publicliabilityinsurance.org/

About PublicLiabilityInsurance.org:

Based in the United Kingdom, PublicLiabilityInsurance.org provides detailed information and guidance on the importance of Public Liability Cover for individuals and small business owners. Readers will find numerous guides for specific businesses and organisations where they can learn how to choose the level of insurance cover that will provide liability protection should the worst happen. The information website is not affiliated with any insurance company or service and all guides are independently written and fact checked prior to publication.























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LittleNLarge.com Welcomes Tenancy Deposit Protection Schemes in Scotland

LittleNLarge.com Welcomes Tenancy Deposit Protection Schemes in Scotland











LittleNLarge.com offers great value landlords insurance


London, UK (PRWEB UK) 24 July 2012

Online landlords insurance provider LittleNLarge.com supports the introduction of tenancy deposit protection (TDP) schemes in Scotland and pledges to advise clients on the best way to keep on top of the changing situation.

Changes to regulation, which took effect on 2nd July, mean that in addition to purchasing buildings and contents insurance landlords in Scotland must utilise a TDP scheme. Such initiatives are already a legal requirement in England and Wales.

The new regulations mean landlords must ensure that all new and existing deposits are protected with an official government-licensed scheme. The three such schemes in operation in Scotland are The Letting Protection Service Scotland, SafeDeposits Scotland and my|deposits Scotland.

LittleNLarge.com deals with landlords on a daily basis and believes that the scheme is a positive development for Scottish property owners.

“Tenancy deposit protection schemes have played a significant role in raising standards across the rentals industry and we welcome their arrival in Scotland,” explained Andy Tzouvanni, LittleNLarge.com’s co-founder.

“We provide comprehensive property owners insurance across the entire UK, and while those landlords operating in England and Wales will be well aware of tenancy deposit protection schemes for those who own property solely in Scotland, their introduction represents the biggest change since landlord registration came into effect in 2006.”

LittleNLarge.com advises landlords to be careful when initially utilising tenancy deposit protection schemes, as there are a number of deadlines by which landlords in Scotland must pay in their tenants’ deposits. These typically depend on when the landlord received the deposit; however, the manner in which the tenancy is renewed also plays a role.

“The different deadlines may seem a little confusing for landlords not accustomed to tenancy deposit schemes. It is therefore essential that landlords do their research in order ensure they comply with the new regulations and avoid any potential problems,” Mr Tzouvanni continued.

Deposit protection schemes effectively work to minimise the potential for dispute between landlords and tenants by ensuring that tenants’ deposits are held by a third party. In the event that a disagreement does occur between landlord and tenant, it can be resolved through a free dispute resolution service, eliminating the need to go to court.

To avoid problems further down the line, LittleNLarge.com recommends that a thorough tenancy agreement be drawn up outlining the tenant’s and landlord’s responsibilities. In addition to a tenancy agreement a landlord should take a complete inventory before letting their property, including details of the conditions of all items.

“It is best to take photos of all the items in your property and agree these with your tenants before they move in, this way you should avoid disputes when the tenancy comes to an end” stated Mr Tzouvanni.

About the company:

Founded in 2003 by brothers Andy Tzouvanni (Little) & Solomon Tzouvanni (Large), LittleNLarge.com is a leading online insurance broker providing easy access to quick and competitive landlords insurance quotes. In addition to landlords insurance, LittleNLarge.com specialises in great value business, home and travel insurance. The company’s insurance calculator tool ensures landlords are fully covered in as little as 60 seconds.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Increase in Business Cyber Crime Calls for Increased Liability Protection

Increase in Business Cyber Crime Calls for Increased Liability Protection












London, UK (PRWEB) August 15, 2012

With cybercrime rising, the experts at http://www.comparepublicliabilityinsurancequotes.com/ (CPLIQ) have embarked on an information campaign to help small business owners asses their personal and professional liability insurance for proper coverage. CPLIQ is an online liability resource for small business owners and individuals in the UK, and also provides an online quote comparison tool.

According to several sources that monitor cyber security, the percentage of targeted attacks aimed at small businesses doubled in the first half of 2012 alone. Many of the companies experiencing data breaches have fewer than 1,000 employees. The fallout from a cyber attack can result in lawsuits that can not only ruin the reputation of a company and its owners, but can also spell the demise of the company itself.

Consequently, the experts with CPLIQ have embarked on an information campaign to urge business owners to assess their liability insurance coverage and ensure they have the right insurance protections in place. To help UK businesses and individuals understand the many consideration in policy decisions and available support, readers can access a wealth of information at ComparePublicLiabilityInsuranceQuotes.com. “Small business owners are very vulnerable to the devastating legal after effects of a cyber attack,” said a CPLIQ specialist.

“This is due to the fact that they often lack the expert help and resources to fully vet the liability insurance provider choices and assess them for adequate protection in the aftermath of a cyber-security attack.”

As an online liability insurance resource for individuals and businesses in the UK, CPLIQ professionals are experts at providing vital information to help small business owners and individuals make important liability insurance decisions. The website’s online quote comparison tool is a vital component for many UK businesses in the liability insurance decision process.

As part of their information outreach, CPLIQ is providing vital information for small businesses looking for liability insurance policy coverage that protects them after a cyber-security breach. According to the CPLQ experts, some insurers may exclude certain types of claims altogether, leaving the business exposed in the event of a lawsuit.

The CPLIQ professionals recommend that business owners and individuals already possessing policies have an expert review done to identify unfavorable cyber coverage policy provisions.

“To adequately guard against the potentially devastating after effects of cyber security breaches, small businesses and individuals must see beyond words like “privacy” or security within their policy as evidence of sufficient coverage,” said the expert. “The legal system and the court of public opinion will hold them responsible for the breach, so it behooves them to seek the necessary information to make the right decisions before the crisis.” For more information, please visit http://www.comparepublicliabilityinsurancequotes.com/

About ComparePublicLiabilityInsuranceQuotes.com:

ComparePublicLiabilityInsuranceQuotes.com is an online liability resource for the UK. The website provides comprehensive information on all forms of liability insurance as well as detailed sources for additional help in the policy decision process. CPLIQ provides information to small business owners and individuals alongside their online quote comparison tool.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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Holiday Home Insurance: A Protection for Your Second Home

Article by Henry Bell
























Holiday home is the second home of people either in UK or abroad like Spain, Portugal, Italy and France. They use holiday homes for letting purpose, therefore making it a source of income for them. Holiday home is generally given to holiday makers on rent. Hence holiday home is specially structured keeping in mind the requirements of people who come to enjoy their holidays. Therefore, when you give your home to the holiday makers they do not take any care of home and they live like strangers because they pay for it. Holiday home insurance can help you in protecting your second home against it all.

Holiday home insurance is tailored to the special requirements of holiday home giving you the peace of mind so that you do not have to worry about your second home in your absence when you let it to holiday makers. Holiday home insurance gives the coverage against any damage and destruction from fire, flood, vandalism and some other calamity to the home and some policies of insurance companies even extends coverage to the contents of your holiday home. Holiday home insurance given by some insurance companies can also provide the coverage if any one gets injured in your home.

Generally holiday home insurance is given by insurance companies at the higher cost because of the various problems associated like risk of burst pipes, flooding and there can also be the possibility of legal action by some injured guest. If you take care of your second home by turning off the water and draining down the heating system during the absence of guests you can get holiday home insurance very easily. By paying an additional premium you can cover extra benefits with holiday home insurance like cover can be extended to include claim those arising from accidental damage to contents, such as iron burns to carpets, stains and some insurance companies might also give covers for accidental damaged caused by holidaymakers.

However you can easily perform the task of searching about the suitable policy of holiday home insurance with the help of internet. Just by being online on your pc you can search and collect as many quotes of holiday home insurance as you want. Then after collecting these various quotes of different insurance companies you can make the analytical comparison so that you can buy the right policy of holiday home insurance. Thus through internet you can do your work of search about the right policy of holiday home insurance without losing your precious time.

About the Author

Henry Bell is an author who can certainly identify the kind of insurance that you will need. He is an MBA(finance) from University of Oxford. Insuranceb.co.uk endeavors to find the best possible deals for its customers. To find Travel insurance online, Holiday home insurance, Car insurance quote, Home insurance, Van insurance in the UK visit http://www.insuranceb.co.uk












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