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Cost Advise Home Insurance Policy Holders to Revisit Their Cover

Cost Advise Home Insurance Policy Holders to Revisit Their Cover











Online comparison website


(PRWEB UK) 19 July 2012

Online comparison experts at Cost.co.uk are specialists in sourcing the right and the best deals for their consumers on variety of subjects across insurance, money, travel and utilities. The comparison professionals are also dedicated to producing regular informational guides and advice on those subjects. The latest advice concerns home insurance, specifically assessing the appropriate levels of cover against the reasons to insure your home after a recent survey found that one in ten Brits do not have sufficient house insurance.

Cost’s insurance specialist shares his view on the matter:

“Although house insurance policies are not a legal requirement, you’re home is most likely your prize possession so it would be prudent to have insurance- and you probably wouldn’t be able to qualify for a mortgage without it”.

“After recent statistics reveal that over 1.5m householders are not covering their homes with both buildings and contents insurance, Cost examines the most recent and relevant reasons to take out both forms of protection”.


    Weather: 2012 has seen a mixture of extreme variances in weather (already one reason to fully protect your home). Severe winds at the beginning of the year affected homes nationwide causing roof damage, broken chimneys and fences and much more.

April and May saw widespread drought after a lack of rain- a main cause of building subsidence. And the next month rain was the culprit after the wettest June on record causing mass flooding and water damage to more than 3,000 homes in the UK.

Needless to say, if you live in a flood-prone area you definitely should have contents and buildings insurance as well as special flood insurance if these policies do not provide flood protection cover.

    Homeless: If you only have home contents and not buildings insurance, you may find yourself with nowhere to live if your home becomes inhabitable. Buildings insurance policy holders will be covered in such event and will be provided alternative accommodation as stated in the insurer’s policy.

    Multi-policies discount: Like most insurance policies available today for cars and gadgets etc, many insurers will give you a discount for taking out two different home insurance policies (i.e. buildings and contents).

    Did you know: Some insurers provide protection over things like sheds, fences, BBQs and even plants, in their buildings insurance policies.

The Cost team also regularly publish the latest news and developments concerning issues surrounding money, insurance, travel and utilities.

Based in Essex, Cost is one of the UK’s leading price comparison sites. Allowing their online customers access to companies offering a range of insurance (including wedding insurance), financial and travel services, the firm specialise in providing a personal experience. Founded in 2012, the agency has a trusted reputation for sourcing the most ideal policies at affordable prices.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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Introducing a true comparison service for professional financial intermediaries and their clients

Introducing a true comparison service for professional financial intermediaries and their clients











What Compare


(PRWEB UK) 27 September 2012

Following FSA authorisation and successful launch of the What Insure intermediary platforms in January 2011, What Group are extremely proud to announce the launch of What Compare, a highly innovative and brand new service for financial intermediaries to offer their clients that provides true product comparisons across general insurance, leisure and lifestyle products – everything from Buildings and Contents insurance to Motor Breakdown cover.

The development of What Compare was driven by three concurrent factors. First, the impending impact of RDR and the need for advisers to seek out and provide, greater value within their client portfolios. Second, the increasingly aggressive activity of existing price comparison websites (PCWs) encroaching into adviser’s traditional client service areas. Third, the output of the 2010 FSA Thematic Review of the price comparison websites, which highlighted concerns with customer eligibility and the transparency of their business models.

It was clear that advisers needed to combat the PCWs and clients needed a more transparent and client friendly service that provided them with trusted brands in a clear and true comparison model. What Compare is the first product comparison website designed specifically for professional advisers to provide to their clients, providing a true comparison service designed to be driven by individual client’s needs, not just price.

After an extensive period of development and following a successful pilot with a small number of financial advisers and their clients What Compare is now available to all professional financial intermediaries.

Neil Harkin commented ‘’Whilst What Insure was designed to be used by advisers already actively offering advised general insurance services to their clients, What Compare is designed for those many advisers who perhaps haven’t engaged in general insurance previously but who are aware of the opportunity and the added value of providing this service to their clients. What Compare is an introduced only, non-advised, passive and recurring income solution for those advisers who want to broaden their offer to clients with minimal administration. This then provides them with more time to focus on the really important aspects of service provision.”

Harkin added, “Furthermore, advisers are having to critically assess their services and decide on an advised or non-advised approach for their clients, whilst continuing to add greater value to those relationships. Therefore What Compare is a great added value service to offer, particularly following a client segmentation exercise. Additionally, as an introduced only service, the client transacts in their own capacity.”

What Compare offers advisers a simple and low cost opportunity to earn passive revenue as well as offering real tangible value to clients. Advisers receive an introductory fee for every product and service their clients purchase from the site at new business and renewal for the lifetime of the product.

Using the findings and recommendations of the 2010 FSA Thematic Review, the design of the What Compare site and in particular the customer journey, has been critical to creating a genuinely transparent and TCF environment. This not only delivers a rich source of generic product information and help text that empowers the client to select and build the right product and cover for their individual circumstances, but also offers products from market leading providers.

Gregg Taylor, ‘’Given the increasing amount of direct marketing activity driven by the current comparison websites now attacking the wider FS market, the need for financial intermediaries to offer this functionality and TCF service to their clients is ever more pressing, which is why we believe that the launch of What Compare is perfectly timed. What Compare has a very clear no cross sell agreement with product providers protecting the intermediary client relationship.’’

What Compare

26th September 2012























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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New Year, New Look? Wisconsin Insurance Broker Jackson Kahl Insurance Helps Local Businesses Cover Their New Property

New Year, New Look? Wisconsin Insurance Broker Jackson Kahl Insurance Helps Local Businesses Cover Their New Property












Fon du Lac, Wisconsin (PRWEB) January 12, 2012

It’s a new year and the team at Wisconsin insurance broker Jackson Kahl Insurance knows that many business owners may be kicking off 2012 by expanding or moving to a new business premises. As companies prepare to get their new space up and running, one thing that needs to be considered is how they will protect their new investment. Even companies that have had comprehensive coverage in the past may find that they have new insurance needs when they begin to expand or relocate. So, when it comes to reviewing their business insurance, Illinois companies should consider whether or not their property coverage needs a boost.

In order to help its commercial lines clients make a smooth transition into the new year, Jackson Kahl Insurance offers the following tips on how to ensure that business property is properly covered:


Review a property insurance policy at least once annually or whenever renovations or moves are completed. Business property insurance coverage limits should be set high enough so that the company would be able to rebuild the structure and replace possessions at current market prices.
Plan ahead for Mother Nature. Most commercial property insurance does not cover flood or storm damage, although these policies can be purchased separately.
Consider the extras; endorsements, that is. Depending on the nature of a business, errors and omissions coverage, excess liability insurance and commercial vehicle insurance may be necessary. In addition to property insurance, companies may consider purchasing ordinance or law coverage, which can help cover the costs of property upgrades that are completed so that the structure conforms with building codes.

Expanding or revamping a business can be exciting, but the team at Jackson Kahl Insurance knows that it’s essential to cover all of the bases with the business insurance Illinois companies need. From property to liability, the insurance experts can help any business start the new year off with comprehensive and affordable coverage.

About Jackson Kahl Insurance:

As an independent insurance agency founded in 1956, Jackson Kahl has the experience and knowledge to meet all of its clients’ needs. With qualified, creative and understanding agents who have access to the top insurance carriers in the country, Jackson Kahl Insurance can find every customer a great Wisconsin, Illinois or Iowa insurance policy at an affordable rate.

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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HELP for Homeowners Grows as their Formula Proves Successful at Turning Foreclosure Homes into Viable Investment Property

HELP for Homeowners Grows as their Formula Proves Successful at Turning Foreclosure Homes into Viable Investment Property












(PRWEB) April 19, 2007

As HELP for Homeowners (http://www.helpforhomeowners.com)] increases its inventory of foreclosure homes, the site is gaining a rapid following. People from all over the Internet are clamoring to assess the site’s extensive selection of investment property.

“We are busting loose at the seams,” said Cleothus Jackson, president of HELP who projects HELP will reach $ 100 million in net profit by 2009. Currently many sub-prime lenders have approached HELP with a view to purchasing whole inventories of foreclosure homes, which are often sold for less than half of their face value. HELP is also the target of fund managers looking for a convenient and potentially lucrative foray into real estate.

HELP for Homeowners uses a tried and tested formula of constructing a portfolio of investment property. The Company purchases properties at a rate of 55% – 78% of appraised value, and in so doing is amassing a collection of investment property that have superior value in the market. This means that such properties allow neophytes and veterans to enter real estate investment market, with property portfolio that can yield $ 50,000 – $ 200,000 annually.

HELP is able to do this by focusing on foreclosure homes exclusively among median and high income properties.

“This standard of foreclosure homes will naturally carry a greater equity position and are normally not as extensively damaged as smaller and less costly homes,” Jackson said. “We purchase homes at less then face value and allow investors to buy at a discount and realize attractive returns.”

HELP can, for example, purchase a $ 1 million home for $ 700,000 and still offer that house as an attractive investment.

Potential investors must place a minimum of $ 500,000 with HELP. Other limitations may apply. Visit http://www.helpforhomeowners.com for a full list of requirements.

“Real estate is one of the most stable, certain investment vehicles available in the short to medium term,” and as Jackson has outlined, “Investment property is insured which adds to the attractive potential of the purchase of…a house, whether or not it’s a foreclosure home.”

For more information, visit http://www.helpforhomeowners.com

Contact:

C. Wilhelmina

HELP for Homeowners

888 900 4 HELP

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.







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