What is public liability insurance and when do I need it?

Public Liability Insurance (ow.ly protects you against costly claims from third parties. Imagine that a visitor comes to your office, or you go to a client’s place of work. You set up your laptop, or plug in some equipment. The client or a member of the public trips on a cable and they sprain their ankle. It sounds innocent enough – but incidents of this sort often result in compensation claims against businesses. These claims can be financially disastrous, particularly for small firms. Without Public Liability Insurance, your business is at risk every time it comes into contact with a third party. With the right cover, though, you can be sure that you will be protected.
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